77474 Saint Joseph Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 77474 Saint Joseph Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,442 sqft · built 2017
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Apr 2022)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2020 Mortgage + 4 more
APN	`107-013-8169`

Property Details

APN / Parcel Number

Primary APN	`107-013-8169`
Alternative APN	`26576`

Interior

Building Area	2,442 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	87,120 sqft (2 acres)
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-013-8169
Street Address	77474 SAINT JOSEPH RD
City	COVINGTON
State	LA
Zip	70435-0416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 ACS M/L IN N.50 OF NW.25 SEC 2 6 11 BEING LOT 22 SCHIRO ESTATES CB 908 748 CB 1420 193 INSTNO 1980819 INST NO 2043822
Legal Range	11
Legal Township	06
Legal Section	02
Legal Subdivision	SCHIRO ESTATES
Legal Lot Number	22
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1032
Census Tract	40103

Owner

77474 Saint Joseph Rd is owned by a company that bought it in April 2022 and is owner-occupied.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Company Name on File
Mailing Address	77474 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Apr 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage GULF COAST BANK & TRUST CO
Apr 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage GULF COAST BANK & TRUST CO
Apr 6, 2022	Cash Sale Deed, Transfer
Nov 14, 2016	Cash Sale Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Prior Sale	Nov 14, 2016 · Amount on File
Deed Document Number	2322463
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	77474 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002127746
Date	Sep 11, 2018
Instrument	2127746

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	77474 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002202776
Date	Apr 21, 2020
Instrument	2202776

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2045

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	77474 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002154115
Date	Apr 23, 2019
Instrument	2154115

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	77474 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002203817
Date	Apr 29, 2020
Instrument	2203817

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 6, 2022
Property Address	77474 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
Document Number	0002322463
Instrument Date	Apr 5, 2022
Instrument	2322463
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 N DOGWOOD DR, COVINGTON, LA 70433-9138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77474 SAINT JOSEPH RD, COVINGTON, LA 70435-0416

November 2016: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 14, 2016
Property Address	77474 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
Document Number	0002043822
Map Reference	DOC 1980819
Instrument Date	Nov 11, 2016
Instrument	2043822
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 WOODBURNE LOOP, COVINGTON, LA 70433-7487

Tax Assessment & Valuation

The 2025 property tax bill for 77474 Saint Joseph Rd was $3,030 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00 (-3.81%) Homeowner's exemption	$34,510 (-) Land $3,500 Building $31,010	$345,097 (-) Land $35,000 Building $310,097
2024	$3,150.00 (+10.8%) Homeowner's exemption	$34,510 (+13.94%) Land $3,500 Building $31,010	$345,097 (+13.94%) Land $35,000 Building $310,097
2023	$2,843.00 Homeowner's exemption	$30,288 (-) Land $3,500 Building $26,788	$302,880 (-) Land $35,000 Building $267,880
2022	$2,843.00 Homeowner's exemption	$30,288 Land $3,500 Building $26,788	$302,880 Land $35,000 Building $267,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 77474 Saint Joseph Rd; there have been 22 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	22 (1980–2022)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Gustav, Sep 2008 · 2 claims Hurricane Katrina, Aug 2005 · 9 claims Tropical Storm Allison, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77474 Saint Joseph Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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