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  5. Saint Joseph Rd

77424 Saint Joseph Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 77424 Saint Joseph Rd, Covington, LA 70435

Property Summary

Property TypeSingle Family Home
Details4,255 sqft · built 2009
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Jun 2018)
Tax Bill$5,653 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
May 2013 Sale & Mortgage
APN107-010-5511

Property Details

APN / Parcel Number

Primary APN107-010-5511
Alternative APN
  • 24086

Interior

Building Area4,255 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area217,800 sqft (5 acres)

Location & Zoning

Street Address77424 SAINT JOSEPH RD
CityCOVINGTON
StateLA
Zip70435-0416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5.0 ACRES M/L BEING LOT 25 SCHIRO ESTATES CB 1406 876 INST NO 1028875 INST NO 1028881 INST NO 1029628 INST NO 1040524 INST NO
Legal SubdivisionST JOSEPH RD
Legal Lot Number25
JurisdictionSAINT TAMMANY LA
Township / Civil Division2
Census Block Group1
Census Block1032
Census Tract40103

Owner

77424 Saint Joseph Rd is owned and occupied by two individuals who bought it in June 2018.

Source: St. Tammany Parish records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address77424 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2018Cash Sale Deed, Transfer · ARM
CHEVRON FCU
May 1, 2013Cash Sale Deed, Transfer · Conventional Mortgage
PINNACLE MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2018 · Amount on File
Deed SaleJun 12, 2018 · Amount on File
Prior SaleMay 1, 2013 · Amount on File
Deed Document Number20182114225
Record UpdatedOct 29, 2026

June 2018: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateJun 12, 2018
Property Address77424 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
Document Number0002114225
Instrument DateJun 11, 2018
Instrument2114225
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76362 FAUNTLEROY RD, COVINGTON, LA 70435-4026

Mortgage

Document Number0002114227
DateJun 12, 2018
Instrument2114227
Lender
NameCHEVRON FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2023
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change7.62%
Index5-Year CMT

May 2013: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateMay 1, 2013
Property Address77424 SAINT JOSEPH RD, COVINGTON, LA 70435-0416
Document Number0001898304
Instrument DateApr 30, 2013
Instrument1898304
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address317 FRIEDRICHS AVE, METAIRIE, LA 70005-4518

Transferred To (Grantee/Buyer)

NameVerified Name
Address77424 SAINT JOSEPH ST, COVINGTON, LA 70435-0416

Mortgage

Document Number0001898306
DateMay 1, 2013
Instrument1898306
Lender
NamePINNACLE MORTGAGE GROUP LLC
AddressMANDEVILLE, LA 70448
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 77424 Saint Joseph Rd was $5,653, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,653.00 (-3.78%)$50,381 (-) Land $6,500 Building $43,881$503,814 (-) Land $65,000 Building $438,814
2024$5,875.00 (+6.16%)$50,381 (+13.61%) Land $6,500 Building $43,881$503,814 (+13.61%) Land $65,000 Building $438,814
2023$5,534.00$44,345 (-) Land $6,500 Building $37,845$443,450 (-) Land $65,000 Building $378,450
2022$5,534.00$44,345 Land $6,500 Building $37,845$443,450 Land $65,000 Building $378,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 77424 Saint Joseph Rd; there have been 22 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 51 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims22 (1980–2022)
Claims Outside the SFHA20 of 22
Most Recent ClaimApr 2022 · rainfall accumulation
Claims by Event
  • Hurricane Gustav, Sep 2008 · 2 claims
  • Hurricane Katrina, Aug 2005 · 9 claims
  • Tropical Storm Allison, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77424 Saint Joseph Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 90% of Louisiana
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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