7747 Palacio Dr, Carlsbad, CA 92009 Property Records

San Diego County property record for 7747 Palacio Dr, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 1978
Lot Size	0.19 acres (8,256 sqft)
Owner	Company on Record
Last Sale	$800,000 (Jun 2017)
Tax Bill	$11,491 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`216-492-24-00`

Property Details

APN / Parcel Number

Primary APN	`216-492-24-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,256 sqft (0.19 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7747 PALACIO DR
City	CARLSBAD
State	CA
Zip	92009-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 130 TR 008379
Legal Subdivision	CARLSBAD COURT
Legal Tract	008379
Legal Block	3
Legal Lot Number	130
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	20035

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Jan 2, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONETRUST HM LOANS
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage ONETRUST HM LOANS
Jun 30, 2017	Grant Deed, Transfer ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Mar 19, 2001 · Amount on Record
Deed Document Number	2017298507
Prior Transfer Date	Apr 23, 2003
Prior Transfer Doc	0000488095
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525

Mortgage

Document Number	0000370402
Date	Sep 21, 2022
Instrument	2022-0370402

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525

Mortgage

Document Number	0000826648
Date	Dec 6, 2021
Instrument	2021-0826648

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001048
Date	Jan 2, 2018
Instrument	2018-0001048

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525
Document Number	0000197572
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7747 PALACIO DR CARLSBAD CA 920098525, CARLSBAD, CA 92009-8525

Mortgage

Document Number	0000197572
Date	Apr 20, 2020
Instrument	197572

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525
Document Number	0000474751
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7747 PALACIO DR CARLSBAD CA 920098525, CARLSBAD, CA 92009-8525

Mortgage

Document Number	0000474751
Date	Oct 21, 2019
Instrument	474751

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525
Document Number	0000001049
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7747 PALACIO DR CARLSBAD CA 920098525, CARLSBAD, CA 92009-8525

Mortgage

Document Number	0000001049
Date	Jan 2, 2018
Instrument	1049

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2017
Property Address	7747 PALACIO DR, CARLSBAD, CA 92009-8525
Document Number	0000298507
Instrument Date	May 17, 2017
Instrument	298507
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7747 PALACIO DR CARLSBAD CA 920098525, CARLSBAD, CA 92009-8525

Mortgage

Document Number	298508
Date	Jun 30, 2017
Instrument	298508

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 29, 2042

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,731 (+2%) Land $710,274 Building $318,457
2025	$11,491.00 (+6.94%) Homeowner's exemption	$1,008,561 (+4.04%) Land $696,348 Building $312,213
2023	$10,745.00 (+2.32%) Homeowner's exemption	$969,400 Land $669,309 Building $300,091
2022	$10,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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