7734 Palacio Dr, Carlsbad, CA 92009 Property Records

San Diego County property record for 7734 Palacio Dr, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 1978
Lot Size	0.171 acres (7,427 sqft)
Owner	Company Name on Record
Last Sale	$980,000 (Oct 2019)
Tax Bill	$12,171 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`216-493-04-00`

Property Details

APN / Parcel Number

Primary APN	`216-493-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,427 sqft (0.171 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7734 PALACIO DR
City	CARLSBAD
State	CA
Zip	92009-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 105 TR 008379
Legal Subdivision	CARLSBAD COURT
Legal Tract	008379
Legal Block	3
Legal Lot Number	105
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20035

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7734 PALACIO DR, CARLSBAD, CA 92009-8522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2023	Intrafamily Transfer, Transfer
Oct 4, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 31, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	Oct 22, 2007 · Amount on Record
Deed Document Number	2019442517
Prior Transfer Date	Mar 7, 2011
Prior Transfer Doc	0000133249
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7734 PALACIO DR, CARLSBAD, CA 92009-8522
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7734 PALACIO DR, CARLSBAD, CA 92009-8522
Investor	Possibly a Property Investor

Mortgage

Document Number	0000678595
Date	Sep 28, 2021
Instrument	2021-0678595

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2023
Property Address	7734 PALACIO DR, CARLSBAD, CA 92009-8522
Document Number	0000138189
Map Reference	MAP 8379
Instrument Date	May 22, 2023
Instrument	2023-0138189
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7734 PALACIO DR, CARLSBAD, CA 92009-8522

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2019
Property Address	7734 PALACIO DR, CARLSBAD, CA 92009-8522
Document Number	0000442517
Map Reference	MAP 8379
Instrument Date	Sep 11, 2019
Instrument	2019-0442517
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7734 PALACIO DR, CARLSBAD, CA 92009-8522

Mortgage

Document Number	0000442518
Date	Oct 4, 2019
Instrument	2019-0442518

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7734 PALACIO DR, CARLSBAD, CA 92009-8522
Document Number	0000528832
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7734 PALACIO DR CARLSBAD CA 920098522, CARLSBAD, CA 92009-8522

Mortgage

Document Number	0000528832
Date	Nov 13, 2017
Instrument	528832

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,093,201 (+2%) Land $735,949 Building $357,252
2025	$12,171.00 (+6.89%) Homeowner's exemption	$1,071,767 (+4.04%) Land $721,519 Building $350,248
2023	$11,386.00 (+2.31%) Homeowner's exemption	$1,030,151 Land $693,502 Building $336,649
2022	$11,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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