Hamilton County property record for 7746 Nautical Way, Chattanooga, TN 37416
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 1,836 sqft · built 1968 |
| Lot Size | 0.884 acres (38,546 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Aug 2021) |
| Tax Bill | $1,018 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 129L A 001 |
| Primary APN | 129L A 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,836 sqft Total Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 38,546 sqft (0.884 acres) |
| Lot Dimensions | 164 ft deep x 233 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000056697 |
|---|---|
| Street Address | 7746 NAUTICAL WAY |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2721 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 106 HOLIDAY HILLS PB 22 PG 30 |
| Legal Subdivision | HOLIDAY HILLS |
| Legal Lot Number | 106 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 11402 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7746 NAUTICAL WAY, CHATTANOOGA, TN 37416-2721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 31, 2021 | Warranty Deed, Construction Loan · Construction Mortgage CERTAIN LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 2021083100339 |
| Deed Book / Page | 12632 / 89 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7746 NAUTICAL WAY, CHATTANOOGA, TN 37416-2721 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000179 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 12981/661 |
| Instrument | 2022060300179 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 31, 2021 |
| Property Address | 7746 NAUTICAL WAY, CHATTANOOGA, TN 37416-2721 |
| Document Number | 0000000339 |
| Book / Page | 12632 / 89 |
| Map Reference | MB 22 PG 30 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021083100339 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2025 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1199 S BELT LINE RD STE 110, 110, COPPELL, TX 75019-7603 |
| Document Number | 0001263292 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 12632/92 |
| Name | CERTAIN LENDING INC |
|---|---|
| Type | Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2022 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,018.00 (+34.83%) | $67,200 (+99.11%) | $268,800 (+99.11%) Land $50,000 Building $218,800 |
| 2024 | $755.00 | $33,750 (-) | $135,000 (-) Land $35,700 Building $99,300 |
| 2023 | $755.00 (-37.5%) | $33,750 (-37.5%) | $135,000 (-) Land $35,700 Building $99,300 |
| 2022 | $1,208.00 | $54,000 | $135,000 Land $35,700 Building $99,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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