7740 Nautical Way, Chattanooga, TN 37416 Property Records

Hamilton County property record for 7740 Nautical Way, Chattanooga, TN 37416

Property Summary

Property Type	Duplex
Details	4 ba · 1,890 sqft · built 1965
Lot Size	0.394 acres (17,200 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2022)
Tax Bill	$1,629 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`129L A 014`

Property Details

APN / Parcel Number

Primary APN	`129L A 014`
Alternative APN	`0000056710`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,890 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,200 sqft (0.394 acres)
Lot Dimensions	215 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000056710
Street Address	7740 NAUTICAL WAY
City	CHATTANOOGA
State	TN
Zip	37416-2775
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LT 104 HOLIDAY HILLS PB 22 PG 30
Legal Subdivision	HOLIDAY HILLS
Legal Lot Number	104
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	4
Census Block	4001
Census Tract	11402

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 AMHURST AVE, CHATTANOOGA, TN 37411-5205
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Feb 3, 2016
Deed Document Number	2022053100304
Deed Book / Page	12976 / 144
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 31, 2022
Property Address	7740 NAUTICAL WAY, CHATTANOOGA, TN 37416-2775
Document Number	0000000304
Book / Page	12976 / 144
Map Reference	MB 22 PG 30
Instrument Date	May 26, 2022
Instrument	2022053100304
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7740 NAUTICAL WAY, CHATTANOOGA, TN 37416-2775

Mortgage

Document Number	0129760148
Date	May 31, 2022
Instrument	12976-0148

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.61%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.85%
Max Rate At Change	10.6%
Index	12-Month MTA
Max Rate	10.6%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,629.00 (+34.85%)	$107,520 (+99.11%)	$268,800 (+99.11%) Land $50,000 Building $218,800
2024	$1,208.00	$54,000 (-)	$135,000 (-) Land $21,500 Building $113,500
2023	$1,208.00	$54,000 (-)	$135,000 (-) Land $21,500 Building $113,500
2022	$1,208.00	$54,000	$135,000 Land $21,500 Building $113,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20