7745 Melanie Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 7745 Melanie Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,644 sqft · built 1981
Lot Size	1.2 acres (52,451 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Sep 2018)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046K-D-013.00`

Property Details

APN / Parcel Number

Primary APN	`046K-D-013.00`
Alternative APNs	`02046KD046K01300` `032046K D 01300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,644 sqft Living Area
Gross Area	2,758 sqft
1st Floor Area	1,212 sqft
Upper Floors Area	432 sqft
Basement Area	932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	52,451 sqft (1.2 acres)
Lot Dimensions	199 ft deep x 286 ft wide
Terrain	Rolling

Exterior Amenities

Pool Area	128 sqft
Porch	Finished Screened Porch
Porch Area	357 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	280 sqft
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	7745 MELANIE CIR
City	TALBOTT
State	TN
Zip	37877-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WEST LAKE EST PB: C PG: 96 LOT: 21 286.02X199.16 IRR
Legal Subdivision	WEST LAKE EST
Legal Lot Number	21
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	4
Census Block	4001
Census Tract	101100

Owner

7745 Melanie Cir is owned and occupied by two individuals who bought it in September 2018.

Source: Hamblen County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7745 MELANIE CIR, TALBOTT, TN 37877-8951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 13, 2017	Deed of Trust, Mortgage CITIZENS BANK
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 21, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Mar 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Prior Sale	Sep 22, 2010 · Amount on File
Deed Document Number	20186814
Deed Book / Page	1768 / 455
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0001699131
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	7745 MELANIE CIR, TALBOTT, TN 37877-8951
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1931461
Date	Sep 24, 2021
Book Page	1931/461
Instrument	21008769

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	7745 MELANIE CIR, TALBOTT, TN 37877-8951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1696310
Date	Feb 13, 2017
Book Page	1696/310
Instrument	17256995

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2042

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	7745 MELANIE CIR, TALBOTT, TN 37877-8951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1860223
Date	Aug 20, 2020
Book Page	1860/223
Instrument	20006384

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Sep 21, 2018
Property Address	7745 MELANIE CIR, TALBOTT, TN 37877-8951
Document Number	1768455
Book / Page	001768 / 000455
Instrument Date	Sep 20, 2018
Instrument	6814
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,328.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7745 MELANIE CIR TALBOTT TN 378778951, TALBOTT, TN 37877-8951

Mortgage

Document Number	1768457
Date	Sep 21, 2018
Book Page	001768/000457
Instrument	6815

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMBLEN TN
Recording Date	Mar 9, 2017
Property Address	7745 MELANIE CIR, TALBOTT, TN 37877-8951
Document Number	1699131
Book / Page	001699 / 000131
Instrument Date	Mar 3, 2017
Instrument	257589
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 7745 Melanie Cir was $1,822.

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,822.00	$123,925 Land $43,125 Building $80,800	$495,700 Land $172,500 Building $323,200
2023		$92,650 (-) Land $59,450 Building $33,200
2022	$1,825.00	$92,650 Land $59,450 Building $33,200	$370,600 Land $237,800 Building $132,800
2020			$370,600 Land $237,800 Building $132,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7745 Melanie Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7745 Melanie Cir is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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