7732 Melanie Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 7732 Melanie Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,098 sqft · built 2006
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Feb 2020)
Tax Bill	$2,277 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032046F A 01300`

Property Details

APN / Parcel Number

Primary APN	`032046F A 01300`
Alternative APN	`046F A 01300`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,098 sqft Living Area
1st Floor Area	1,404 sqft
Upper Floors Area	1,470 sqft
Basement Area	1,404 sqft
Finished Basement	1,224 sqft
Unfinished Basement	180 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	247 ft deep x 123 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	251 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	7732 MELANIE CIR
City	TALBOTT
State	TN
Zip	37877-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 2, SUBDIVISION: WEST LAKE EST, LOT: 46, PLAT BOOK: C, PLAT PAGE: 96
Legal Subdivision	WEST LAKE EST
Legal Lot Number	46 143
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	4
Census Block	4002
Census Tract	101100

Owner

Source: Hamblen County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7732 MELANIE CIR, TALBOTT, TN 37877-8951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · VA Mortgage NP INC
Feb 25, 2020	Warranty Deed, Transfer · VA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	May 30, 2006 · Amount on Record
Deed Document Number	20001551
Deed Book / Page	1834 / 365
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	7732 MELANIE CIR, TALBOTT, TN 37877-8951
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1944402
Date	Nov 23, 2021
Book Page	1944/402
Instrument	21011004

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Feb 25, 2020
Property Address	7732 MELANIE CIR, TALBOTT, TN 37877-8951
Document Number	0001834365
Book / Page	1834 / 365
Map Reference	CAB C SL 96
Instrument Date	Feb 21, 2020
Instrument	20001551
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7732 MELANIE CIR, TALBOTT, TN 37877-8951

Mortgage

Document Number	0020001552
Date	Feb 25, 2020
Instrument	20001552

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,277.00 (+28.79%)	$154,875 (+72.56%) Land $13,275 Building $141,600	$619,500 (+72.56%) Land $53,100 Building $566,400
2023		$89,750 (-) Land $9,175 Building $80,575
2022	$1,768.00	$89,750 Land $9,175 Building $80,575	$359,000 (-) Land $36,700 Building $322,300
2020			$359,000 Land $36,700 Building $322,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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