7744 Ely Lake Dr, Eveleth, MN 55734 Property Records

St. Louis County property record for 7744 Ely Lake Dr, Eveleth, MN 55734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,288 sqft · built 1967
Lot Size	0.909 acres (39,630 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2007)
Tax Bill	$2,856 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`340-0085-00066`

Property Details

APN / Parcel Number

Primary APN	`340-0085-00066`
Alternative APN	`848568`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Gross Area
1st Floor Area	1,288 sqft
Basement Area	1,159 sqft
Finished Basement	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	39,630 sqft (0.909 acres)
Garage Area	1,636 sqft
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	848568
Street Address	7744 ELY LAKE DR
City	EVELETH
State	MN
Zip	55734-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	WLY 200 FT INC PT OF VAC RD ADJ SERIAL #
Legal Subdivision	ELY LAKE GARDENS 1ST ADD TO
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	FAYAL
Census Block Group	3
Census Block	3006
Census Tract	13400

Owner

7744 Ely Lake Dr is owned and occupied by an individual who bought it in May 2007.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7744 ELY LAKE DR, EVELETH, MN 55734-4028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage NORTHRIDGE CMNTY CU
Nov 1, 2018	Loan Modification, Mortgage · Conventional Mortgage NORTHRIDGE CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2007 · Amount on File
Deed Sale	May 31, 2007 · Amount on File
Deed Document Number	20071052460
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7744 ELY LAKE DR, EVELETH, MN 55734-4028
Document Number	00A1377515
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7744 ELY LAKE DR EVELETH MN 557344028, EVELETH, MN 55734-4028

Mortgage

Document Number	00A1377515
Date	Apr 16, 2020
Instrument	A1377515

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	7744 ELY LAKE DR, EVELETH, MN 55734-4028
Document Number	00A1343965
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7744 ELY LAKE DR EVELETH MN 557344028, EVELETH, MN 55734-4028

Mortgage

Document Number	00A1343965
Date	Nov 2, 2018
Instrument	A1343965

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2023

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2026 property tax bill for 7744 Ely Lake Dr was $2,856 with exemptions applied, up 20.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fayal Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,856.00 (+20.4%) Homeowner's exemption Disabled Person's exemption
2025	$2,372.00 (-17.7%) Homeowner's exemption Disabled Person's exemption	$329,100 (+14.95%) Land $57,500 Building $271,600	$329,100 (+14.95%) Land $57,500 Building $271,600
2024	$2,882.00	$286,300 Land $53,400 Building $232,900	$286,300 Land $53,400 Building $232,900
2022		$243,500 Land $49,400 Building $194,100	$243,500 Land $49,400 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7744 Ely Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7744 Ely Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fayal Township serves 565 people · EPA ID MN1690058
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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