7739 Ely Lake Dr, Eveleth, MN 55734 Property Records

St. Louis County property record for 7739 Ely Lake Dr, Eveleth, MN 55734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,044 sqft · built 1972
Lot Size	0.443 acres (19,336 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Aug 2022)
Tax Bill	$2,278 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`340-0085-00055`

Property Details

APN / Parcel Number

Primary APN	`340-0085-00055`
Alternative APN	`1134787`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,044 sqft Gross Area
1st Floor Area	1,044 sqft
Basement Area	912 sqft
Finished Basement	912 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	19,336 sqft (0.443 acres)
Garage Area	456 sqft

Exterior Amenities

Deck Area	127 sqft
Gazebo	86 sqft
Storage Building	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1134787
Street Address	7739 ELY LAKE DR
City	EVELETH
State	MN
Zip	55734-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	PART OF LOTS 4 AND 5 BEG AT A PT ON SLINE OF LOT 4 200 FT SWLY OF SE CORNER,THENCE N 164.97 FT, THENCE SWLY PARALLELTO S LINE
Legal Subdivision	FIRST ADDITION TO ELY LAKE GARDENS
Legal Lot Number	4-5,200
Jurisdiction	ST LOUIS MN
Township / Civil Division	FAYAL
Census Block Group	4
Census Block	4005
Census Tract	13400

Owner

7739 Ely Lake Dr is owned and occupied by an individual who bought it in August 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7739 ELY LAKE DR, EVELETH, MN 55734-4028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Aug 9, 2022	Warranty Deed, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC
Mar 13, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Aug 29, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Mar 13, 2019 · Amount on File
Deed Document Number	20221449369
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7739 ELY LAKE DR, EVELETH, MN 55734-4028
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7739 ELY LAKE DR, EVELETH, MN 55734-4028

Mortgage

Document Number	0001523675
Date	Dec 8, 2025
Instrument	1523675

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7739 ELY LAKE DR, EVELETH, MN 55734-4028
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001426935
Date	Oct 11, 2021
Instrument	1426935

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 9, 2022
Property Address	7739 ELY LAKE DR, EVELETH, MN 55734-4028
Document Number	0001449369
Instrument Date	Aug 4, 2022
Instrument	1449369
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CONCIERGE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7739 ELY LAKE DR, EVELETH, MN 55734-4028

Mortgage

Document Number	0001449370
Date	Aug 9, 2022
Instrument	1449370

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 13, 2019
Property Address	7739 ELY LAKE DR, EVELETH, MN 55734-4028
Document Number	00A1351472
Instrument Date	Feb 22, 2019
Instrument	A1351472
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7739 ELY LAKE DR EVELETH MN 557344028, EVELETH, MN 55734-4028

Mortgage

Document Number	A1351473
Date	Mar 13, 2019
Instrument	A1351473

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2049

Mortgage

Document Number	A1351474,
Date	Mar 13, 2019
Instrument	A1351474

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount on Record

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 29, 2018
Property Address	7739 ELY LAKE DR, EVELETH, MN 55734-4028
Document Number	00A1339581
Instrument Date	Aug 29, 2018
Instrument	A1339581
Transaction Type	Foreclosure
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 217 CASS LAKE MN 566330217, CASS LAKE, MN 56633-0217

Tax Assessment & Valuation

The 2026 property tax bill for 7739 Ely Lake Dr was $2,278 with a homeowner's exemption, up 18.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fayal Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,278.00 (+18.52%) Homeowner's exemption
2025	$1,922.00 (-26.98%) Homeowner's exemption	$257,700 (+14.53%) Land $55,000 Building $202,700	$257,700 (+14.53%) Land $55,000 Building $202,700
2024	$2,632.00 (+42.12%)	$225,000 Land $51,200 Building $173,800	$225,000 Land $51,200 Building $173,800
2023	$1,852.00 Homeowner's exemption
2022		$188,400 (+22.5%) Land $47,400 Building $141,000	$188,400 (+22.5%) Land $47,400 Building $141,000
2021		$153,800 Land $28,100 Building $125,700	$153,800 Land $28,100 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7739 Ely Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7739 Ely Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fayal Township serves 565 people · EPA ID MN1690058
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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