774 Watson Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 774 Watson Dr, Genoa, IL 60135

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 1959
Lot Size0.194 acres (8,432 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Nov 2021)
Tax Bill$5,927 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-29-106-021

Property Details

APN / Parcel Number

Primary APN03-29-106-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area8,432 sqft (0.194 acres)
Lot Dimensions109 ft deep x 76 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0329106021
Street Address774 WATSON DR
CityGENOA
StateIL
Zip60135-1332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 - BLK 2 - ADA-LOR HEIGHTS SUB
Legal SubdivisionADA-LOR HEIGHTS SUB
Legal Block2
Legal Lot Number10
JurisdictionDE KALB IL
Township / Civil DivisionGENOA
Census Block Group2
Census Block2046
Census Tract100

Owner

Source: DeKalb County records · APN 03-29-106-021

Assessment roll updated April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address774 WATSON DR, GENOA, IL 60135-1332
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2021Warranty Deed, Transfer · Conventional Mortgage
SELF HELP FCU
Oct 09, 2018Deed of Trust, Mortgage · Conventional with PMI
RESOURCE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2021 · Amount on Record
Deed SaleNov 04, 2021 · Amount on Record
Prior SaleApr 28, 2014 · Amount on Record
Deed Document Number202114338
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateNov 04, 2021
Property Address774 WATSON DR, GENOA, IL 60135-1332
Document Number0000014338
Map ReferenceDOC 292119
Instrument DateOct 19, 2021
Instrument2021014338
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$307.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address774 WATSON DR, 774, GENOA, IL 60135-1332

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 WATSON DR, ELGIN, IL 60120

Mortgage

Document Number0000014339
DateNov 04, 2021
Instrument2021014339
Lender
NameSELF HELP FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate4.62%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address774 WATSON DR, GENOA, IL 60135-1332
Document Number0000009693
Instrument DateOct 09, 2018
Transaction TypeMortgage
Record UpdatedNov 02, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 WATSON DR GENOA IL 601351332, GENOA, IL 60135-1332

Mortgage

Document Number0000009693
DateOct 17, 2018
Instrument9693
Lender
NameRESOURCE BK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 16, 2048
Interest
Rate5%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionGenoa Township
MunicipalityGenoa City
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$78,853 (+16.85%) Land $13,133 Building $65,720$236,559 (+16.85%) Land $39,399 Building $197,160
2024$5,927.00
2023$67,481 Land $11,239 Building $56,242$202,443 Land $33,717 Building $168,726

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 252 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGENOA
serves 5,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Watson Dr

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