DeKalb County property record for 771 Watson Dr, Genoa, IL 60135
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.319 acres (13,876 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $231,666 (Oct 2023) |
| Tax Bill | $5,128 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-107-006 |
| Primary APN | 03-29-107-006 |
|---|
| Lot Area | 13,876 sqft (0.319 acres) |
|---|
| Account Number | 0329107006 |
|---|---|
| Street Address | 771 WATSON DR |
| City | GENOA |
| State | IL |
| Zip | 60135-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLOCK 1 - ADA-LOR HEIGHTS SUBDIVISION |
| Legal Subdivision | ADA-LOR HEIGHTS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | GENOA |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 100 |
Source: DeKalb County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 771 WATSON DR, GENOA, IL 60135-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 27, 2023 | Warranty Deed, Transfer · FHA Mortgage MYCUMORTGAGE LLC |
| Sep 13, 2017 | Warranty Deed, Transfer · Conventional with PMI HOLCOMB ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Prior Sale | Sep 13, 2017 · Amount on Record |
| Deed Document Number | 20237628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 771 WATSON DR, GENOA, IL 60135-1332 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 771 WATSON DR, GENOA, IL 60135-1332 |
| Document Number | 0000008693 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025008693 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate | 6.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Oct 27, 2023 |
| Property Address | 771 WATSON DR, GENOA, IL 60135-1332 |
| Document Number | 0000007628 |
| Map Reference | DOC 290496 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023007628 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 771 WATSON DR, GENOA, IL 60135-1332 |
| Document Number | 0000007629 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023007629 |
| Name | MYCUMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Sep 13, 2017 |
| Property Address | 771 WATSON DR, GENOA, IL 60135-1332 |
| Document Number | 0000008934 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 8934 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 771 WATSON DR GENOA IL 601351332, GENOA, IL 60135-1332 |
| Document Number | 8935 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 8935 |
| Name | HOLCOMB ST BK |
|---|---|
| Type | Bank |
| Address | HOLCOMB, IL 61043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Genoa Township |
| Municipality | Genoa City |
| Unified School District | Genoa-Kingston Community Unit School District 424 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,108 (+16.85%) Land $14,551 Building $54,557 | $207,324 (+16.85%) Land $43,653 Building $163,671 | |
| 2024 | $5,128.00 | ||
| 2023 | $59,142 (+3.4%) Land $12,453 Building $46,689 | $177,426 (+3.4%) Land $37,359 Building $140,067 | |
| 2022 | $57,198 Land $12,044 Building $45,154 | $171,594 Land $36,132 Building $135,462 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA serves 5,298 people · EPA ID IL0370150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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