774 Virginia St, Chico, CA 95928 Property Records

Butte County property record for 774 Virginia St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 946 sqft · built 1941
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$220,000 (May 2019)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Apr 2022 Transfer May 2019 Sale & Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`005-401-004-000`

Property Details

APN / Parcel Number

Primary APN	`005-401-004-000`
Alternative APN	`005-401-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	946 sqft Living Area
1st Floor Area	946 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Old Parcel Number	005-401-004
Street Address	774 VIRGINIA ST
City	CHICO
State	CA
Zip	95928-7546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	774 VIRGINIA ST
Legal Subdivision	BOUCHERS ADD 02
Legal Block	5
Legal Lot Number	4
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1017
Census Tract	1300

Owner

774 Virginia St is owner-occupied and held in a trust since February 2025.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	774 VIRGINIA ST, CHICO, CA 95928-7546
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Affidavit of Death of Joint Tenant, Transfer
May 30, 2019	Grant Deed, Transfer · Conventional Mortgage MORTGAGE HOUSE
Dec 17, 2018	Deed of Trust, Mortgage BIDWELL TITLE AND ESCROW
Jun 30, 2018	Deed of Trust, Mortgage QUICKEN LNS
Oct 27, 2017	Grant Deed, Transfer BIDWELL TITLE AND ESCROW
Aug 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Document Number	201926108
Last Transfer Date	Feb 12, 2025
Transfer Doc	0000003748
Record Updated	Oct 29, 2026

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BUTTE CA
Recording Date	Apr 6, 2022
Property Address	774 VIRGINIA ST, CHICO, CA 95928-7546
Document Number	0000012304
Map Reference	MB 5 PG 15
Instrument Date	Mar 30, 2022
Instrument	2022-0012304
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1029, THREE RIVERS, CA 93271-1029

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 30, 2019
Property Address	774 VIRGINIA ST, CHICO, CA 95928-7546
Document Number	0000026108
Instrument Date	Mar 21, 2019
Instrument	26108
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	774 VIRGINIA ST CHICO CA 959287546, CHICO, CA 95928-7546

Mortgage

Document Number	26109
Date	May 30, 2019
Instrument	26109

Lender

Name	MORTGAGE HOUSE
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Interest

Rate	1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	774 VIRGINIA ST, CHICO, CA 95928-7546
Document Number	0000042101
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	774 VIRGINIA ST CHICO CA 959287546, CHICO, CA 95928-7546

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	774 VIRGINIA ST, CHICO, CA 95928-7546
Document Number	0000023166
Instrument Date	Jun 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	774 VIRGINIA ST CHICO CA 959287546, CHICO, CA 95928-7546

Mortgage

Document Number	0000023166
Date	Jul 9, 2018
Instrument	23166

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 27, 2017
Property Address	774 VIRGINIA ST, CHICO, CA 95928-7546
Document Number	0000038505
Instrument Date	Oct 24, 2017
Instrument	38505
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1374 GUILL ST CHICO CA 959286281, CHICO, CA 95928-6281

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 22, 2017
Property Address	774 VIRGINIA ST, CHICO, CA 95928-7546
Document Number	0000029078
Instrument Date	Feb 5, 2016
Instrument	29078
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 257 TEHAMA CA 960900257, TEHAMA, CA 96090-0257

Tax Assessment & Valuation

The 2025 property tax bill for 774 Virginia St was $2,780, up 7% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,710 (-6.4%) Land $147,319 Building $82,391
2025	$2,780.00 (+7.05%)	$245,410 Land $133,860 Building $111,550
2024	$2,597.00 (+1.25%)		$252,810
2023	$2,565.00 (-1.35%) Homeowner's exemption	$235,882 Land $128,663 Building $107,219
2022	$2,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 774 Virginia St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 774 Virginia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Race Communications.

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