862 Virginia St, Chico, CA 95928 Property Records

Butte County property record for 862 Virginia St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 906 sqft · built 1947
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`005-403-004-000`

Property Details

APN / Parcel Number

Primary APN	`005-403-004-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	906 sqft Living Area

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Construction Type	Wood
Lot Area	5,227 sqft (0.119 acres)

Location & Zoning

Street Address	862 VIRGINIA ST
City	CHICO
State	CA
Zip	95928-7548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	862 VIRGINIA ST
Legal Subdivision	SECOND SUPPLEMENT/BOUCHERS 2N
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1019
Census Tract	1300

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	862 VIRGINIA ST, CHICO, CA 95928-7548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Dec 3, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018
Deed Sale	Dec 28, 2018
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	2018-0043901
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	862 VIRGINIA ST, CHICO, CA 95928-7548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016785
Date	Apr 24, 2020
Instrument	2020-0016785

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 3, 2018
Property Address	862 VIRGINIA ST, CHICO, CA 95928-7548
Document Number	0000039784
Instrument Date	Nov 29, 2018
Instrument	39784
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 VIRGINIA ST CHICO CA 959287548, CHICO, CA 95928-7548

Mortgage

Document Number	39785
Date	Dec 3, 2018
Instrument	39785

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,539.00 (+8.32%)	$217,521 (+4.04%) Land $133,860 Building $83,661
2023	$2,344.00 (-7.61%)	$209,076 Land $128,663 Building $80,413
2022	$2,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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