774 Rutledge Ave, Charleston, SC 29403 Property Records

Charleston County property record for 774 Rutledge Ave, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1925
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$960,000 (Feb 2025)
Tax Bill	$10,744 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan Jan 2021 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`463-15-02-012`

Property Details

APN / Parcel Number

Primary APN	`463-15-02-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	600 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	231 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	774 RUTLEDGE AVE
City	CHARLESTON
State	SC
Zip	29403-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -774 RUTLEDGE DESCRIPTION -LT 4
Legal Subdivision	774 RUTLEDGE
Legal Lot Number	4
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2000
Census Tract	1500

Owner

774 Rutledge Ave is owned by a company that bought it in February 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 98, MOUNT PLEASANT, SC 29465-0098
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTH ATLANTIC BANK
Jan 7, 2021	Grant Deed, Transfer · Line of Credit SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2025 · Amount on File
Deed Sale	Feb 3, 2025 · Amount on File
Prior Sale	Jan 7, 2021 · Amount on File
Deed Book / Page	1292 / 73
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	774 RUTLEDGE AVE, CHARLESTON, SC 29403-3740
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 98, MT PLEASANT, SC 29465-0098

Mortgage

Document Number	0013740871
Date	Mar 12, 2026
Book Page	1374/871

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 11, 2027

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 7, 2021
Property Address	774 RUTLEDGE AVE, CHARLESTON, SC 29403-3740
Document Number	0948/0312
Book / Page	000948 / 000312
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12415 CHARLESTON SC 294222415, CHARLESTON, SC 29422-2415

Mortgage

Document Number	948/0314
Date	Jan 7, 2021
Book Page	000948/000314

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 6, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 774 Rutledge Ave was $10,744, up 11% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,744.00 (+11.01%)	$644,000 (+1,816.67%) Land $415,840 Building $228,160	$881,400 Land $567,500 Building $313,900
2024	$9,678.00	$33,600
2022	$9,329.00	$34,800	$580,000 Land $361,600 Building $218,400
2020			$560,000 Land $361,600 Building $198,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 774 Rutledge Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 units insured incl. 6 condo units
Nearby Flood Claims	8 (1989–2017)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Hugo, Sep 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 774 Rutledge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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