770 Rutledge Ave, Charleston, SC 29403 Property Records

Charleston County property record for 770 Rutledge Ave, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,940 sqft · built 1930
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2012)
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`463-15-02-010`

Property Details

APN / Parcel Number

Primary APN	`463-15-02-010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	970 sqft
Upper Floors Area	970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	233 ft deep x 40 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	770 RUTLEDGE AVE
City	CHARLESTON
State	SC
Zip	29403-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -770 RUTLEDGE DESCRIPTION -LT 6
Legal Subdivision	770 RUTLEDGE
Legal Lot Number	6
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2000
Census Tract	1500

Owner

770 Rutledge Ave is owned and occupied by two individuals who bought it in June 2012.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	770 RUTLEDGE AVE, CHARLESTON, SC 29403-3740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK NA
Aug 25, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2012 · Amount on File
Deed Sale	Jun 21, 2012 · Amount on File
Prior Sale	Dec 31, 2010 · Amount on File
Deed Book / Page	259 / 754
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	770 RUTLEDGE AVE, CHARLESTON, SC 29403-3740
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 RUTLEDGE AVE, CHARLESTON, SC 29403-3740

Mortgage

Document Number	0013480055
Date	Nov 3, 2025
Book Page	1348/55

Lender

Name	SOUTHSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	770 RUTLEDGE AVE, CHARLESTON, SC 29403-3740
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010260105
Date	Aug 25, 2021
Book Page	1026/105

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 770 Rutledge Ave was $2,842, up 11.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,842.00 (+11.63%)	$558,360 (+2,775.18%) Land $288,186 Building $270,174	$1,075,100 Land $570,800 Building $504,300
2024	$2,546.00	$19,420
2022	$2,373.00	$19,420	$663,400 Land $342,400 Building $321,000
2020			$663,400 Land $342,400 Building $321,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 770 Rutledge Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 units insured incl. 6 condo units
Nearby Flood Claims	8 (1989–2017)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Hugo, Sep 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Rutledge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

Nearby Properties on Rutledge Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures