774 River Rd, Coldwater, MI 49036 Property Records

Branch County property record for 774 River Rd, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Lot Size39.9 acres (1,739,351 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Aug 2024)
Tax Bill$1,948 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN030-031-200-005-99

Property Details

APN / Parcel Number

Primary APN030-031-200-005-99

Exterior

Lot Area1,739,351 sqft (39.9 acres)

Location & Zoning

Street Address774 RIVER RD
CityCOLDWATER
StateMI
Zip49036-9293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGIRARD TWP/T5S R6W, SEC 31: PART OF E1/2 NE1/4 COM N00DEG 00'21W 1178.76 FT FROM E1/4 COR N89DEG 54'42"W 430.08 FT N00DEG
JurisdictionBRANCH MI
Township / Civil DivisionGIRARD
Census Block Group4
Census Block4053
Census Tract950100

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address774 RIVER RD, COLDWATER, MI 49036-9293
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Line of Credit
CHEMICAL BANK
Jun 21, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2024 · Amount on Record
Deed SaleAug 5, 2024 · Amount on Record
Prior SaleJun 25, 2003
Deed Document Number20244043
Last Transfer DateNov 3, 2024
Transfer Doc0000005985
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address774 RIVER RD, COLDWATER, MI 49036-9293
Transaction TypeMortgage
Record UpdatedJun 18, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202003534
DateJun 2, 2020
Instrument2020-03534
Lender
NameCHEMICAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateJun 21, 2018
Property Address774 RIVER RD, COLDWATER, MI 49036-9293
Document Number201804076
Instrument DateJun 18, 2018
Instrument2018-04076
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 RIVER RD, COLDWATER, MI 49036-9293

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionGirard Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,350 (+13.28%)$210,700 (+13.28%)
2025$1,948.00 (+2.69%)$93,000$186,000
2024$1,897.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: DMCI Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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