774 N Lowder St, Macclenny, FL 32063 Property Records

Baker County property record for 774 N Lowder St, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,924 sqft · built 1962
Lot Size	0.939 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2020)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-22-0000-0000-0610`

Property Details

APN / Parcel Number

Primary APN	`30-2S-22-0000-0000-0610`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Roof Material	Tin
Lot Area	40,946 sqft (0.939 acres)
Garage Type	Carport
Carport	Carport
Carport Area	180 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Fence	Fence
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	774 N LOWDER ST
City	MACCLENNY
State	FL
Zip	32063-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 000094 ACRES PART OF NE 1/4 OF SE 1/4 OF SEC-30-2S-22E DESC IN OR 2020-4478 POM 133B
Legal Range	22E
Legal Township	02S
Legal Section	30
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	1
Census Block	1036
Census Tract	40101

Owner

Source: Baker County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	774 N LOWDER ST, MACCLENNY, FL 32063-2800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · VA Mortgage R P FUNDING
Jul 17, 2020	Warranty Deed, Transfer · VA Mortgage RP FUNDING INC
Nov 20, 2017	Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC
Jun 20, 2017	Grant Deed, Transfer
Apr 13, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	202000004478
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	774 N LOWDER ST, MACCLENNY, FL 32063-2800
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 N LOWDER ST, MACCLENNY, FL 32063-2800

Mortgage

Document Number	0000008018
Date	Dec 6, 2023
Instrument	202300008018

Lender

Name	R P FUNDING
Type	Non-Lending Institution
Address	LAKE MARY, FL 32746

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Jul 17, 2020
Property Address	774 N LOWDER ST, MACCLENNY, FL 32063-2800
Document Number	0000004478
Instrument Date	Jun 15, 2020
Instrument	202000004478
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 TAFT AVE, 449, GLEN ELLYN, IL 60137-6218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 N LOWDER ST, MACCLENNY, FL 32063-2800

Mortgage

Document Number	0000004479
Date	Jul 17, 2020
Instrument	202000004479

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Nov 20, 2017
Property Address	774 N LOWDER ST, MACCLENNY, FL 32063-2800
Document Number	0000006639
Instrument Date	Nov 15, 2017
Instrument	201700006639
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OSCEOLA LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 LOWDER ST N, MACCLENNY, FL 32063

Mortgage

Document Number	0000006640
Date	Nov 20, 2017
Instrument	201700006640

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAKER FL
Recording Date	Jun 20, 2017
Property Address	774 N LOWDER ST, MACCLENNY, FL 32063-2800
Document Number	0000003444
Instrument Date	Jun 8, 2017
Instrument	3444
Transaction Type	Transfer
Record Updated	Dec 7, 2017

Transaction

Amount	Amount Recorded
Tax	$815.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	330 EAST BLVD S MACCLENNY FL 320632717, MACCLENNY, FL 32063-2717

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAKER FL
Recording Date	Apr 13, 2017
Property Address	774 N LOWDER ST, MACCLENNY, FL 32063-2800
Document Number	0000002021
Instrument Date	Mar 23, 2017
Instrument	2021
Transaction Type	Foreclosure
Record Updated	Jun 1, 2017

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,679.00 (+3.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$145,115 (+2.9%)	$320,449 (+6.65%) Land $49,820 Building $270,629
2024	$1,618.00 (+3.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$141,025 (+3%)	$300,460 (+1.79%) Land $42,300 Building $258,160
2023	$1,561.00 (+3.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$136,917 (+3%)	$295,162 (+5.91%) Land $42,300 Building $252,862
2022	$1,504.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$132,929	$278,685 Land $42,300 Building $236,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1996–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northeast Florida Telephone Company.

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