Lincoln County property record for 7736 Wallace Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,358 sqft · built 1998 |
| Lot Size | 0.646 acres (28,140 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Aug 2022) |
| Tax Bill | $2,402 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-51-9920 |
| Primary APN | 4604-51-9920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| Basement Area | 1,358 sqft |
| Finished Basement | 896 sqft |
| Unfinished Basement | 462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 28,140 sqft (0.646 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 292513 |
|---|---|
| Street Address | 7736 WALLACE LN |
| City | DENVER |
| State | NC |
| Zip | 28037-8289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ELDD R-SF |
| Legal Description | CEDARBROOK EST 4 |
| Legal Subdivision | CEDARBROOK ESTATES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 71101 |
Source: Lincoln County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7736 WALLACE LN, DENVER, NC 28037-8289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 3, 2020 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on Record |
| Deed Sale | Aug 23, 2022 · Amount on Record |
| Prior Sale | Jan 3, 2020 · Amount on Record |
| Deed Document Number | 2022656779 |
| Deed Book / Page | 3190 / 838 |
| Prior Transfer Date | Dec 13, 2012 |
| Prior Transfer Doc | 0000502897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7736 WALLACE LN, DENVER, NC 28037-8289 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0003268363 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 3268/363 |
| Instrument | 670404 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 23, 2022 |
| Property Address | 7736 WALLACE LN, DENVER, NC 28037-8289 |
| Document Number | 0003190838 |
| Book / Page | 3190 / 838 |
| Map Reference | MB F PG 281 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 656779 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 580 HIDDEN HOLLOW LN, 580, MORAVIAN FALLS, NC 28654-8013 |
| Name | Verified Name |
|---|---|
| Address | 7736 WALLACE LN, DENVER, NC 28037-8289 |
| Document Number | 0000656780 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 656780 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7736 WALLACE LN, DENVER, NC 28037-8289 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003128795 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 3128/795 |
| Instrument | 646191 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 3, 2020 |
| Property Address | 7736 WALLACE LN, DENVER, NC 28037-8289 |
| Document Number | 2873451 |
| Book / Page | 002873 / 000451 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 602733 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $526.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7736 WALLACE LN DENVER NC 280378289, DENVER, NC 28037-8289 |
| Document Number | 2873454 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 002873/000454 |
| Instrument | 602734 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7736 WALLACE LN, DENVER, NC 28037-8289 |
| Document Number | 282659 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7736 WALLACE LN DENVER NC 280378289, DENVER, NC 28037-8289 |
| Document Number | 282659 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 002826/000059 |
| Instrument | 594177 |
| Name | FIRST FSB/LINCOLNTON |
|---|---|
| Type | Federal Savings Bank |
| Address | LINCOLNTON, NC 28092-3398 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 23, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,402.00 (+1.22%) | $374,636 (-) Land $43,000 Building $331,636 | $374,636 (-) Land $43,000 Building $331,636 |
| 2023 | $2,373.00 | $374,636 Land $43,000 Building $331,636 | $374,636 Land $43,000 Building $331,636 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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