7703 Wallace Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7703 Wallace Ln, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1998
Lot Size0.483 acres (21,039 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Sep 2013)
Tax Bill$1,998 (2026)
Deeds & MortgagesNov 2019 Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN4604-51-5937

Property Details

APN / Parcel Number

Primary APN4604-51-5937
Alternative APNs
  • 190994
  • 186572
  • 54707

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area21,039 sqft (0.483 acres)
Pool Area448 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number190994
Street Address7703 WALLACE LN
CityDENVER
StateNC
Zip28037-8289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal DescriptionC BROOK #14
Legal SubdivisionCEDARBROOK ESTATES
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3005
Census Tract71101

Owner

7703 Wallace Ln is owned and occupied by an individual who bought it in September 2013.

Source: Lincoln County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing Address7703 WALLACE LN, DENVER, NC 28037-8289
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
PRIME LNDG
Sep 27, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2013 · Amount on File
Deed SaleSep 13, 2013 · Amount on File
Prior SaleAug 15, 2006 · Amount on File
Deed Document Number2013512563
Deed Book / Page2419 / 137
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7703 WALLACE LN, DENVER, NC 28037-8289
Document Number2865574
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7703 WALLACE LN DENVER NC 280378289, DENVER, NC 28037-8289

Mortgage

Document Number2865574
DateDec 2, 2019
Book Page002865/000574
Instrument601263
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7703 WALLACE LN, DENVER, NC 28037-8289
Document Number2852446
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7703 WALLACE LN DENVER NC 280378289, DENVER, NC 28037-8289

Mortgage

Document Number2852446
DateOct 9, 2019
Book Page002852/000446
Instrument598918
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7703 Wallace Ln was $1,998.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,998.00$305,250 Land $43,000 Building $262,250$305,250 Land $43,000 Building $262,250
2023$1,960.00$305,250 Land $43,000 Building $262,250$305,250 Land $43,000 Building $262,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7703 Wallace Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7703 Wallace Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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