7625 Co Rd 22, Centre, AL 35960 Property Records

Cherokee County property record for 7625 Co Rd 22, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	281 sqft · built 2018
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Aug 2025)
Tax Bill	$577 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2025 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`13-13-05-22-0-000-012.010`

Property Details

APN / Parcel Number

Primary APN	`13-13-05-22-0-000-012.010`
Alternative APNs	`ALT APN:1305220000012010` `205894` `215699`

Interior

Stories	1 Story
Building Area	281 sqft Living Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Account Number	215699
Street Address	7625 COUNTY ROAD 22
City	CENTRE
State	AL
Zip	35960-6057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 FAYE JEAN MCHUGH PROPERTY 14/99
Legal Range	10E
Legal Township	10S
Legal Section	22
Legal Subdivision	FAYE JEAN MCHUGH PROPERTY
Legal Lot Number	14
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1013
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 CEMETERY ST, WINDER, GA 30680
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Commercial Mortgage WORLD BUSINESS LENDERS LLC
Aug 14, 2025	Warranty Deed, Transfer
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTHERN STATE BANK
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTHERN STATE BANK
Jul 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	May 25, 2022 · Amount on File
Deed Document Number	2025239934
Prior Transfer Date	Aug 2, 2022
Prior Transfer Doc	0000225689
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	7625 COUNTY ROAD 22, CENTRE, AL 35960-6057
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CEMETARY RD, WINDER, GA 30680-1768

Mortgage

Document Number	0000242504
Date	Feb 18, 2026
Instrument	242504

Lender

Name	WORLD BUSINESS LENDERS LLC
Type	Lending Institution
Address	CRANFORD, NJ 07016

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 14, 2025
Property Address	7625 COUNTY ROAD 22, CENTRE, AL 35960-6057
Document Number	0000239934
Map Reference	MB 14 PG 99
Instrument Date	Aug 14, 2025
Instrument	239934
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1079 COUNTY ROAD 111, ALBERTVILLE, AL 35951-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	198 CEMETARY RD, WINDER, GA 30680-1768

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 25, 2022
Property Address	7625 COUNTY ROAD 22, CENTRE, AL 35960-6057
Document Number	0000224449
Map Reference	PB 14 PG 99
Instrument Date	May 13, 2022
Instrument	224449
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 COUNTY ROAD 22, CENTRE, AL 35960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 COUNTY ROAD 22, CENTRE, AL 35960

Mortgage

Document Number	0000224450
Date	May 25, 2022
Instrument	224450

Lender

Name	FIRST SOUTHERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 25, 2022
Property Address	7625 COUNTY ROAD 22, CENTRE, AL 35960-6057
Document Number	0000224449
Map Reference	PB 14 PG 99
Instrument Date	May 13, 2022
Instrument	224449
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 COUNTY ROAD 22, CENTRE, AL 35960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 COUNTY ROAD 22, CENTRE, AL 35960

Mortgage

Document Number	0000224450
Date	May 25, 2022
Instrument	224450

Lender

Name	FIRST SOUTHERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 24, 2018
Property Address	7625 COUNTY ROAD 22, CENTRE, AL 35960-6057
Document Number	0000203576
Instrument Date	Jul 20, 2018
Instrument	203576
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 N CAVE SPRING ST, CEDARTOWN, GA 30125-2560

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	73 SMITH AVE, OHATCHEE, AL 36271-7954

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$577.00 (+91.69%)
2025	$301.00 (+5.24%)	$7,180 (+5.28%) Land $3,360 Building $3,820	$35,900 (+5.28%) Land $16,800 Building $19,100
2024	$286.00	$6,820 (-) Land $3,000 Building $3,820	$34,100 (-) Land $15,000 Building $19,100
2023	$286.00 (+105.76%)	$6,820 (+105.42%)	$34,100 (+3.02%) Land $15,000 Building $19,100
2022	$139.00	$3,320 Land $1,500 Building $1,820	$33,100 Land $15,000 Building $18,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL · Fiber in parts of the area	50 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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