773 Bee Tree Rd, Swannanoa, NC 28778 Property Records

Buncombe County property record for 773 Bee Tree Rd, Swannanoa, NC 28778

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,350 sqft · built 1981
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$660 (Feb 2022)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`679523-2020-202`

Property Details

APN / Parcel Number

Primary APN	`679523-2020-202`
Alternative APNs	`9689-09-9961-00000` `968905098885000` `008174866`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,000 sqft
Basement Area	1,050 sqft
Finished Basement	350 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	528 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	679523-2020-202
Street Address	773 BEE TREE RD
City	SWANNANOA
State	NC
Zip	28778-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-LD
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Subdivision	SMOKEY MOUNTAIN ESTATES
Legal Block	4
Legal Lot Number	6
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	4
Census Block	4002
Census Tract	3002

Owner

773 Bee Tree Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Buncombe County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	773 BEE TREE RD, SWANNANOA, NC 28778-3404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 28, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	Jan 17, 2003 · Amount on File
Deed Book / Page	6189 / 838
Prior Transfer Date	Feb 26, 2018
Prior Transfer Doc	0056481517
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 25, 2022
Property Address	773 BEE TREE RD, SWANNANOA, NC 28778-3404
Document Number	0061890838
Book / Page	6189 / 838
Map Reference	FILE 2544
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5570 HIGHWAY 49 S, 5570, PARAGOULD, AR 72450-8947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 BEE TREE RD, SWANNANOA, NC 28778-3404

Mortgage

Document Number	0006189841
Date	Feb 25, 2022
Instrument	6189/841

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	773 BEE TREE RD, SWANNANOA, NC 28778-3404
Document Number	0058970373
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 BEE TREE RD SWANNANOA NC 287783404, SWANNANOA, NC 28778-3404

Mortgage

Document Number	0058970373
Date	May 14, 2020
Book Page	005897/000373

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 28, 2018
Property Address	773 BEE TREE RD, SWANNANOA, NC 28778-3404
Document Number	0056481517
Book / Page	005648 / 001517
Instrument Date	Feb 26, 2018
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	773 BEE TREE RD SWANNANOA NC 287783404, SWANNANOA, NC 28778-3404

Mortgage

Document Number	56481521
Date	Mar 28, 2018
Book Page	005648/001521

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 27, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 773 Bee Tree Rd was $1,714, up 1.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 (+1.66%)	$246,100 Land $34,100 Building $212,000	$246,100 Land $34,100 Building $212,000
2024	$1,686.00 (+3.06%)
2023	$1,636.00	$256,500	$256,500 Land $34,100 Building $222,400
2021			$246,100 Land $34,100 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 773 Bee Tree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (2018–2024)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 773 Bee Tree Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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