761 Bee Tree Rd, Swannanoa, NC 28778 Property Records

Buncombe County property record for 761 Bee Tree Rd, Swannanoa, NC 28778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,430 sqft · built 1989
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3006929-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3006929-2020-20`
Alternative APNs	`9689-09-9556-00000` `968905098570000` `008181452`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	286 sqft
Unfinished Basement	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	3006929-2020-20
Street Address	761 BEE TREE RD
City	SWANNANOA
State	NC
Zip	28778-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-LD
Legal Description	SUBDIV: SMOKY MOUNTAIN ESTATES BLOCK: LOT: 7B SECTION: PLAT: 0048-0201
Legal Subdivision	SMOKY MOUNTAIN ESTATES
Legal Block	4
Legal Lot Number	7B
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	4
Census Block	4002
Census Tract	3002

Owner

761 Bee Tree Rd is owned and occupied by two individuals who acquired it in March 2014.

Source: Buncombe County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	761 BEE TREE RD, SWANNANOA, NC 28778-3404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2014
Deed Sale	Mar 20, 2014
Prior Sale	Oct 6, 2005 · Amount on File
Deed Book / Page	5193 / 1710
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	761 BEE TREE RD, SWANNANOA, NC 28778-3404
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059261825
Date	Jul 27, 2020
Book Page	5926/1825

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	297 Months
Due	Apr 1, 2045

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	761 BEE TREE RD, SWANNANOA, NC 28778-3404
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060761776
Date	Jun 8, 2021
Book Page	6076/1776

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 761 Bee Tree Rd was $1,382, down 7.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,382.00 (-7.74%)	$198,500 Land $26,900 Building $171,600	$198,500 Land $26,900 Building $171,600
2024	$1,498.00 (+3.03%)
2023	$1,454.00	$227,900	$227,900 Land $41,900 Building $186,000
2021			$198,500 Land $26,900 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 761 Bee Tree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (2018–2024)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 761 Bee Tree Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Bee Tree Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures