7728 Water St, Madison, NY 13402 Property Records

Madison County and Madison Town property record for 7728 Water St, Madison, NY 13402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1967
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Aug 2017)
Tax Bill$2,899 (2026)
Deeds & MortgagesApr 2018 Mortgage
Aug 2017 Sale & Mortgage
APN254089 103.-1-18

Property Details

APN / Parcel Number

Primary APN254089 103.-1-18
Alternative APNs
  • 408910300000010180000000
  • 225

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,080 sqft
Upper Floors Area456 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area39,204 sqft (0.9 acres)
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number225.
Street Address7728 WATER ST
CityMADISON
StateNY
Zip13402-9507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number18.000
JurisdictionMADISON NY
Township / Civil DivisionMADISON
Census Block Group1
Census Block1038
Census Tract31000

Owner

Source: Madison County and Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7728 WATER ST, MADISON, NY 13402-9507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2018Deed of Trust, Mortgage
QUICKEN LNS
Aug 21, 2017Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2017 · Amount on Record
Deed SaleAug 21, 2017 · Amount on Record
Deed Book / Page2017 / 4751
Prior Transfer DateAug 18, 2017
Prior Transfer Doc2017004751
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address7728 WATER ST, MADISON, NY 13402-9507
Document Number0000001734
Instrument DateApr 2, 2018
Transaction TypeMortgage
Record UpdatedApr 27, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7728 WATER ST MADISON NY 134029507, MADISON, NY 13402-9507

Mortgage

Document Number0000001734
DateApr 10, 2018
Instrument1734
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueApr 9, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateAug 21, 2017
Property Address7728 WATER ST, MADISON, NY 13402-9507
Document Number0000004751
Instrument DateAug 18, 2017
Instrument4751
Transaction TypeTransfer
Record UpdatedSep 13, 2017
Title CompanySALINA ABSTRACT, SALINA ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5609 KNOXBORO RD ORISKANY FALLS NY 134254419, ORISKANY FALLS, NY 13425-4419

Mortgage

Document Number4752
DateAug 21, 2017
Instrument4752
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2047

Tax Assessment & Valuation

Source: Madison County and Madison Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
County SubdivisionMadison Town
Unified School DistrictMadison Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,899.00 (+0.45%)
2025$2,886.00$60,500 (-) Land $12,500 Building $48,000$120,758 (+17.76%) Land $24,950 Building $95,808
2023$60,500 Land $12,500 Building $48,000$102,542 Land $21,186 Building $81,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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