Madison County and Madison Town property record for 7649 Water St, Madison, NY 13402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1998 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,542 (2026) |
| Deeds & Mortgages | Oct 2023 Refinance |
| APN | 254089 102.-1-62 |
| Primary APN | 254089 102.-1-62 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Detached |
| Garage Area | 2,448 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 226. |
|---|---|
| Street Address | 7649 WATER ST |
| City | MADISON |
| State | NY |
| Zip | 13402-9542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 62.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31000 |
Source: Madison County and Madison Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7649 WATER ST, MADISON, NY 13402-9542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 7649 WATER ST, MADISON, NY 13402-9542 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000967 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2023-4967 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
Source: Madison County and Madison Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| County Subdivision | Madison Town |
| Unified School District | Madison Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,542.00 (+0.42%) | ||
| 2025 | $4,523.00 | $94,800 (-) Land $12,900 Building $81,900 | $189,222 (+17.76%) Land $25,749 Building $163,473 |
| 2023 | $94,800 Land $12,900 Building $81,900 | $160,678 Land $21,864 Building $138,814 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures