7728 Olaughlin Ln, Eveleth, MN 55734 Property Records

St. Louis County property record for 7728 Olaughlin Ln, Eveleth, MN 55734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,026 sqft · built 1977
Lot Size	0.669 acres (29,146 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2026)
Tax Bill	$2,726 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-0084-00090`

Property Details

APN / Parcel Number

Primary APN	`340-0084-00090`
Alternative APNs	`1050195` `1196487`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,026 sqft Gross Area
1st Floor Area	1,026 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Stucco
Construction Type	Frame
Lot Area	29,146 sqft (0.669 acres)
Garage Type	Mixed
Garage Area	1,100 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1196487
Street Address	7728 OLAUGHLIN LN
City	EVELETH
State	MN
Zip	55734-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	EX ELY .71 FT SERIAL #
Legal Subdivision	REARR LOTS 12-15 & PT 8 1ST AD
Legal Block	2
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	FAYAL
Census Block Group	3
Census Block	3006
Census Tract	13400

Owner

7728 Olaughlin Ln is owned and occupied by two individuals who bought it in April 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7728 OLAUGHLIN LN, EVELETH, MN 55734-4030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 25, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE
May 3, 2018	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	20261531290
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	00T1038988
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7728 OLAUGHLIN LN, EVELETH, MN 55734-4030
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7728 OLAUGHLIN LN, EVELETH, MN 55734-4030

Mortgage

Document Number	0001408978
Date	Apr 2, 2021
Instrument	1408978

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Mar 2, 2036

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7728 OLAUGHLIN LN, EVELETH, MN 55734-4030
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7728 OLAUGHLIN LN, EVELETH, MN 55734-4030

Mortgage

Document Number	0001512600
Date	Jun 25, 2025
Instrument	1512600

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 22, 2026
Property Address	7728 OLAUGHLIN LN, EVELETH, MN 55734-4030
Document Number	0001531290
Instrument Date	Apr 2, 2026
Instrument	20261531290
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109,989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7728 OLAUGHLIN LN, EVELETH, MN 55734-4030

Mortgage

Document Number	0001531291,
Date	Apr 22, 2026
Instrument	20261531291

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 3, 2018
Property Address	7728 OLAUGHLIN LN, EVELETH, MN 55734-4030
Document Number	00A1332137
Instrument Date	Apr 27, 2018
Instrument	A1332137
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4435 WOODLAWN DR W EVELETH MN 557344024, EVELETH, MN 55734-4024

Mortgage

Document Number	A1332138
Date	May 3, 2018
Instrument	A1332138

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 2, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 7728 Olaughlin Ln was $2,726 with a homeowner's exemption, up 18.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fayal Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,726.00 (+18.11%) Homeowner's exemption
2025	$2,308.00 (-7.97%) Homeowner's exemption	$293,400 (+14.79%) Land $55,300 Building $238,100	$293,400 (+14.79%) Land $55,300 Building $238,100
2024	$2,508.00	$255,600 Land $51,500 Building $204,100	$255,600 Land $51,500 Building $204,100
2022		$218,800 Land $47,700 Building $171,100	$218,800 Land $47,700 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7728 Olaughlin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7728 Olaughlin Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fayal Township serves 565 people · EPA ID MN1690058
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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