7710 Olaughlin Ln, Eveleth, MN 55734 Property Records

St. Louis County property record for 7710 Olaughlin Ln, Eveleth, MN 55734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,186 sqft · built 1977
Lot Size	0.669 acres (29,158 sqft)
Owner	Individual Name on Record
Last Sale	$283,500 (Oct 2022)
Tax Bill	$3,228 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-0084-00040`

Property Details

APN / Parcel Number

Primary APN	`340-0084-00040`
Alternative APNs	`1139104` `932379`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,186 sqft Gross Area
1st Floor Area	1,186 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	29,158 sqft (0.669 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	168 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1139104
Street Address	7710 OLAUGHLIN LN
City	EVELETH
State	MN
Zip	55734-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0003 BLOCK:002 SERIAL #
Legal Subdivision	REARR LOTS 12-15 & PT 8 1ST AD
Legal Block	2
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	FAYAL
Census Block Group	3
Census Block	3006
Census Tract	13400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7710 OLAUGHLIN LN, EVELETH, MN 55734-4030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	20221454916
Prior Transfer Date	Mar 24, 2009
Prior Transfer Doc	0001105027
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7710 OLAUGHLIN LN, EVELETH, MN 55734-4030
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7710 OLAUGHLIN LN, EVELETH, MN 55734-4030

Mortgage

Document Number	0001463067
Date	Mar 9, 2023
Instrument	1463067

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 22, 2038

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Feb 22, 2028
Change Frequency	6 Months
Min Rate At Change	7.25%
Max Rate At Change	10.2%
Index	Other
Max Rate	17.2%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 25, 2022
Property Address	7710 OLAUGHLIN LN, EVELETH, MN 55734-4030
Document Number	0001454916
Instrument Date	Oct 19, 2022
Instrument	1454916
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7710 OLAUGHLIN LN, EVELETH, MN 55734-4030

Mortgage

Document Number	0001454917
Date	Oct 25, 2022
Instrument	1454917

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7710 OLAUGHLIN LN, EVELETH, MN 55734-4030
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7710 OLAUGHLIN LN, EVELETH, MN 55734-4030

Mortgage

Document Number	0001439333
Date	Mar 16, 2022
Instrument	1439333

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7710 OLAUGHLIN LN, EVELETH, MN 55734-4030
Document Number	00A1325561
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7710 OLAUGHLIN LN EVELETH MN 557344030, EVELETH, MN 55734-4030

Mortgage

Document Number	00A1325561
Date	Jan 9, 2018
Instrument	A1325561

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fayal Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,228.00 (+17.47%) Homeowner's exemption
2025	$2,748.00 (+6.59%) Homeowner's exemption	$334,200 (+15%) Land $55,400 Building $278,800	$334,200 (+15%) Land $55,400 Building $278,800
2024	$2,578.00	$290,600 (+30.61%) Land $51,600 Building $239,000	$290,600 (+30.61%) Land $51,600 Building $239,000
2022		$222,500 Land $47,800 Building $174,700	$222,500 Land $47,800 Building $174,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fayal Township serves 565 people · EPA ID MN1690058
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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