7728 Ardmore Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7728 Ardmore Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,400 sqft · built 2000
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$238,900 (Nov 2002)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T001800051`

Property Details

APN / Parcel Number

Primary APN	`T001800051`
Alternative APN	`4-0033-8126-00-0082.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,400 sqft Living Area
Gross Area	5,008 sqft
1st Floor Area	2,153 sqft
Basement Area	2,078 sqft
Finished Basement	1,247 sqft
Unfinished Basement	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Patio Area	360 sqft

Location & Zoning

Account Number	T001800051
Street Address	7728 ARDMORE DR
City	O FALLON
State	MO
Zip	63368-6789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DARDENNE EST #1 LOT 82
Legal Subdivision	DARDENNE EST #1
Legal Lot Number	82
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3020
Census Tract	311904

Owner

7728 Ardmore Dr is owned and occupied by two individuals who acquired it in March 2006.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7728 ARDMORE DR, O FALLON, MO 63368-6789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2002 · Amount on File
Deed Sale	Nov 27, 2002 · Amount on File
Prior Sale	Oct 22, 2001 · Amount on File
Deed Document Number	2002120411
Deed Book / Page	3130 / 261
Last Transfer Date	Mar 2, 2006
Transfer Doc	0044282207
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7728 ARDMORE DR, DARDENNE PRAIRIE, MO 63368-6789
Document Number	0070671463
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7728 ARDMORE DR DARDENNE PRAIRIE MO 633686789, DARDENNE PRAIRIE, MO 63368-6789

Mortgage

Document Number	0070671463
Date	May 1, 2019
Book Page	007067/001463
Instrument	203020

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7728 Ardmore Dr was $5,319, up 0.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,696 (-)	$445,769 (-) Land $81,819 Building $363,950
2025	$5,319.00 (+0.38%)	$84,696	$445,769 Land $81,819 Building $363,950
2024	$5,299.00
2023		$82,043
2022			$431,804 Land $68,182 Building $363,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7728 Ardmore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7728 Ardmore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, T-Mobile, Verizon.

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