7702 Ardmore Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7702 Ardmore Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,658 sqft · built 1999
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,800 (Mar 2020)
Tax Bill	$5,823 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T001800064`

Property Details

APN / Parcel Number

Primary APN	`T001800064`
Alternative APN	`4-0033-8126-00-0095.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,658 sqft Living Area
Gross Area	6,353 sqft
1st Floor Area	2,182 sqft
Basement Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	619 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Solar

Location & Zoning

Account Number	T001800064
Street Address	7702 ARDMORE DR
City	O FALLON
State	MO
Zip	63368-6788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DARDENNE EST #1 LOT 95
Legal Subdivision	DARDENNE EST #1
Legal Lot Number	95
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3020
Census Tract	311904

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7702 ARDMORE DR, DARDENNE PRAIRIE, MO 63368-6788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC
Mar 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	2020191550
Deed Book / Page	7257 / 1881
Prior Transfer Date	Mar 1, 2004
Prior Transfer Doc	0000212500
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7702 ARDMORE DR, DARDENNE PRAIRIE, MO 63368-6788
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 ARDMORE DR, O FALLON, MO 63368-6788

Mortgage

Document Number	0000037029
Date	Jul 5, 2022
Instrument	2022R-037029

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7702 ARDMORE DR, DARDENNE PRAIRIE, MO 63368-6788
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 ARDMORE DR, DARDENNE PR, MO 63368-6788

Mortgage

Document Number	2021R090667
Date	Nov 2, 2021
Instrument	2021R-090667

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7702 ARDMORE DR, DARDENNE PRAIRIE, MO 63368-6788
Document Number	0000080606
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 ARDMORE DR DARDENNE PRAIRIE MO 633686788, DARDENNE PRAIRIE, MO 63368-6788

Mortgage

Document Number	0000080606
Date	Oct 22, 2020
Instrument	80606

Lender

Name	FIGURE LNDG LLC
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 27, 2020
Property Address	7702 ARDMORE DR, DARDENNE PRAIRIE, MO 63368-6788
Document Number	0072571881
Book / Page	7257 / 1881
Map Reference	MB 35 PG 287
Instrument Date	Mar 23, 2020
Instrument	20200327000191550
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 ARDMORE DR, DARDENNE PRAIRIE, MO 63368-6788

Mortgage

Document Number	20200327000191560
Date	Mar 27, 2020
Instrument	20200327000191560

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 19, 2019
Property Address	7702 ARDMORE DR, DARDENNE PRAIRIE, MO 63368-6788
Document Number	0071251466
Book / Page	7125 / 1466
Map Reference	MB 35 PG 287
Instrument Date	Aug 16, 2019
Instrument	20190819000436440
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 ARDMORE DR, DARDENNE PRAIRIE, MO 63368-6788

Mortgage

Document Number	20190819000436450
Date	Aug 19, 2019
Instrument	20190819000436450

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,823.00 (+1.71%)	$92,768 (+4.6%)	$488,250 (+4.6%) Land $65,457 Building $422,793
2024	$5,725.00
2023		$88,689
2022			$466,787 Land $54,548 Building $412,239

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, T-Mobile, Verizon.

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