7725 Seneca Trl, Temperance, MI 48182 Property Records

Monroe County property record for 7725 Seneca Trl, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$192,600 (Jun 2021)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-345-028-00`

Property Details

APN / Parcel Number

Primary APN	`02-345-028-00`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Depth	130 ft Depth

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7725 SENECA TRL
City	TEMPERANCE
State	MI
Zip	48182-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ACRES NO 3 LOT 113
Legal Subdivision	INDIAN ACRES 3
Legal Lot Number	113
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4002
Census Tract	833800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7725 SENECA TRL, TEMPERANCE, MI 48182-1559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	202115275
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0000013215
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jun 16, 2026
Property Address	7725 SENECA TRL, TEMPERANCE, MI 48182-1559
Document Number	0000010615
Instrument Date	May 15, 2026
Instrument	202610615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7725 SENECA TRL, TEMPERANCE, MI 48182-1559

Mortgage

Document Number	0000010615,
Date	Jun 16, 2026
Instrument	202610615

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7725 SENECA TRL, TEMPERANCE, MI 48182-1559
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7725 SENECA TRL, TEMPERANCE, MI 48182-1559

Mortgage

Document Number	0000010456
Date	Jul 12, 2023
Instrument	2023R10456

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78717

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 8, 2021
Property Address	7725 SENECA TRL, TEMPERANCE, MI 48182-1559
Document Number	2021R15275
Map Reference	LB 12 PG 16
Instrument Date	May 28, 2021
Instrument	2021R15275
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,447.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1369 LARCHMONT ST, 1369, ERIE, MI 48133-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7725 SENECA TRL, TEMPERANCE, MI 48182-1559

Mortgage

Document Number	2021R15276
Date	Jun 8, 2021
Instrument	2021R15276

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,900 (+3.38%) Land $94,900	$189,800 (+3.38%) Land $189,800
2025	$4,966.00 (+18.41%)	$91,800 (+25.75%) Land $91,800	$183,600 (+25.75%) Land $183,600
2023	$4,194.00	$73,000	$146,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1991–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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