7694 Seneca Trl, Temperance, MI 48182 Property Records

Monroe County property record for 7694 Seneca Trl, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (Feb 2020)
Tax Bill	$4,758 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-345-039-00`

Property Details

APN / Parcel Number

Primary APN	`02-345-039-00`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7694 SENECA TRL
City	TEMPERANCE
State	MI
Zip	48182-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ACRES NO 3 LOT 124
Legal Subdivision	INDIAN ACRES 3
Legal Lot Number	124
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4003
Census Tract	833800

Owner

7694 Seneca Trl is owned and occupied by two individuals who bought it in February 2020.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7694 SENECA TRL, TEMPERANCE, MI 48182-1558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE INSURANCE
Oct 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 11, 2020	Intrafamily Transfer, Transfer LAWYERS TITLE
Feb 11, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE
Oct 16, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on File
Deed Sale	Feb 11, 2020 · Amount on File
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	20203052
Prior Transfer Date	Feb 7, 2020
Prior Transfer Doc	0000003054
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7694 SENECA TRL, TEMPERANCE, MI 48182-1558
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7694 SENECA TRL, TEMPERANCE, MI 48182-1558

Mortgage

Document Number	0000008274
Date	May 30, 2023
Instrument	2023R08274

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Mar 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7694 SENECA TRL, TEMPERANCE, MI 48182-1558
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7694 SENECA TRL, TEMPERANCE, MI 48182-1558

Mortgage

Document Number	2021R27649
Date	Oct 27, 2021
Instrument	2021R27649

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Mar 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Feb 11, 2020
Property Address	7694 SENECA TRL, TEMPERANCE, MI 48182-1558
Document Number	2020R03054
Map Reference	LB 12 PG 16
Instrument Date	Feb 7, 2020
Instrument	2020R03054
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7694 SENECA TRL, TEMPERANCE, MI 48182-1558

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 11, 2020
Property Address	7694 SENECA TRL, TEMPERANCE, MI 48182-1558
Document Number	2020R03052
Map Reference	LB 12 PG 16
Instrument Date	Feb 7, 2020
Instrument	2020R03052
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,788.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7101 RIDGEDALE LN, LAMBERTVILLE, MI 48144-9517

Mortgage

Document Number	0000003053
Date	Feb 11, 2020
Instrument	2020R03053

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 16, 2018
Property Address	7694 SENECA TRL, TEMPERANCE, MI 48182-1558
Document Number	0000018998
Instrument Date	Oct 12, 2018
Instrument	18998
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	LOUISVILLE, LOUISVILLE TITLE AGCY/NW OH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7694 SENECA TRL TEMPERANCE MI 481821558, TEMPERANCE, MI 48182-1558

Mortgage

Document Number	18999
Date	Oct 16, 2018
Instrument	18999

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7694 Seneca Trl was $4,758 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,700 Land $138,700	$277,400 Land $277,400
2025	$4,758.00 Homeowner's exemption
2023	$3,975.00 Homeowner's exemption	$107,900	$215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7694 Seneca Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1991–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7694 Seneca Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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