772 River Dr, Clark Fork, ID 83811 Property Records

Bonner County property record for 772 River Dr, Clark Fork, ID 83811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,945 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Aug 2020)
Tax Bill	$3,124 (2025)
Deeds & Mortgages	Aug 2020 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP003790000010A`

Property Details

APN / Parcel Number

Primary APN	`RP003790000010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,945 sqft Finished Area
1st Floor Area	1,945 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	772 RIVER DR
City	CLARK FORK
State	ID
Zip	83811-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	19-55N-3E RIVER RETREAT LOT 1 1ST ADDN CPWRS
Legal Range	03E
Legal Township	55N
Legal Section	19
Legal Subdivision	RIVER RETREAT
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	2
Census Block	2115
Census Tract	950100

Owner

Source: Bonner County records · APN RP003790000010A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20638 LEMARSH ST, CHATSWORTH, CA 91311-3218
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2020	Warranty Deed, Transfer SANDRA A GARHAM REVOCABLE TRUST
Jul 21, 2020	Intrafamily Transfer, Transfer · Construction Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	2020963938
Last Transfer Date	Jul 14, 2021
Transfer Doc	0000987410
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Aug 24, 2020
Property Address	772 RIVER DR, CLARK FORK, ID 83811-8006
Document Number	0000963803
Map Reference	MB 14 PG 33
Instrument Date	Aug 18, 2020
Instrument	963803
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1396, SAGLE, ID 83860-1396

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 25, 2020
Property Address	772 RIVER DR, CLARK FORK, ID 83811-8006
Document Number	0000963938
Map Reference	MB 14 PG 33
Instrument Date	Aug 12, 2020
Instrument	963938
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1994, NEWPORT, WA 99156-1994

Mortgage

Document Number	0000963939
Date	Aug 25, 2020
Instrument	963939

Lender

Name	SANDRA A GARHAM REVOCABLE TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	96 Months
Due	Aug 21, 2028

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jul 21, 2020
Property Address	772 RIVER DR, CLARK FORK, ID 83811-8006
Document Number	0000961351
Map Reference	MB 2 PG 146
Instrument Date	Jul 20, 2020
Instrument	961351
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH ID TTL CO SANDPOINT RW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20638 LEMARSH ST, CHATSWORTH, CA 91311-3218

Mortgage

Document Number	0000961352
Date	Jul 21, 2020
Instrument	961352

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$940,574 (+12.3%)	$940,574 (+12.3%)
2025	$3,124.00 (+45%)	$837,580 (+33.78%) Land $244,900 Building $592,680	$837,580 (+33.78%) Land $244,900 Building $592,680
2023	$568.00	$626,070 Land $176,250 Building $449,820	$626,070 Land $176,250 Building $449,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northwest Fiber DSL	90 / 5
Kaniksu Fixed Wireless	40 / 10

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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