512 River Dr, Clark Fork, ID 83811 Property Records

Bonner County property record for 512 River Dr, Clark Fork, ID 83811

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,757 sqft · built 1990
Lot Size	0.667 acres (29,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,300 (Mar 2019)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`RP003790000160A`

Property Details

APN / Parcel Number

Primary APN	`RP003790000160A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,757 sqft Finished Area
1st Floor Area	2,757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,055 sqft (0.667 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	512 RIVER DR
City	CLARK FORK
State	ID
Zip	83811-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	19-55N-3E RIVER RETREAT 1ST LOT 16 ADD CPWRS
Legal Range	03E
Legal Township	55N
Legal Section	19
Legal Subdivision	RIVER RETREAT
Legal Lot Number	16
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	2
Census Block	2115
Census Tract	950100

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 RIVER DR, CLARK FORK, ID 83811-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Mar 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK F

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Deed Document Number	2019935763
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	512 RIVER DR, CLARK FORK, ID 83811-9729
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	954417
Date	Mar 13, 2020
Instrument	954417

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 13, 2019
Property Address	512 RIVER DR, CLARK FORK, ID 83811-9729
Document Number	935763
Map Reference	MB 2 PG 146
Instrument Date	Mar 5, 2019
Instrument	935763
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH IDAHO TTL CO SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	512 RIVER DR, CLARK FORK, ID 83811-9729

Mortgage

Document Number	935764
Date	Mar 13, 2019
Instrument	935764

Lender

Name	FLAGSTAR BANK F
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$979,708 (+12.31%)	$979,708 (+12.31%)
2025	$2,579.00 (+31.31%) Homeowner's exemption	$872,340 (+26.56%) Land $261,535 Building $610,805	$872,340 (+26.56%) Land $261,535 Building $610,805
2023	$1,964.00 Homeowner's exemption	$689,244 Land $188,326 Building $500,918	$689,244 Land $188,326 Building $500,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	90 / 5
Kaniksu Internet Fixed Wireless	40 / 10

Cell Coverage

4G LTE only, no 5G reported

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