Onslow County property record for 772 E Ocean Rd, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,395 sqft · built 1962 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Sep 2018) |
| Tax Bill | $1,492 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 735A-5.2 |
| Primary APN | 735A-5.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 443873000 |
|---|---|
| Street Address | 772 E OCEAN RD |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15A |
| Legal Description | L1 JULIA & ROBERT UHLRY SURVEY |
| Legal Subdivision | JULIA R + ROBERT UHLRY |
| Legal Lot Number | 1 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 1 |
| Census Block | 1132 |
| Census Tract | 401 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 772 E OCEAN RD, HOLLY RIDGE, NC 28445-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EXCITE CU |
| Sep 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Dec 19, 2007 · Amount on Record |
| Deed Book / Page | 4842 / 821 |
| Prior Transfer Date | Dec 11, 2007 |
| Prior Transfer Doc | 0029930039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 772 E OCEAN RD, HOLLY RIDGE, NC 28445-8712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0056240267 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 5624/267 |
| Name | EXCITE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95125 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 28, 2018 |
| Property Address | 772 E OCEAN RD, HOLLY RIDGE, NC 28445-8712 |
| Document Number | 0048420821 |
| Book / Page | 004842 / 000821 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 772 E OCEAN HWY TOPSAIL BEACH NC 284458712, TOPSAIL BEACH, NC 28445-8712 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Holly Ridge Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,492.00 (+3.04%) | $203,394 (+39.71%) Land $72,700 Building $130,694 | $203,394 (+39.71%) Land $72,700 Building $130,694 |
| 2025 | $1,448.00 | $145,585 (-) Land $46,500 Building $99,085 | $145,585 (-) Land $46,500 Building $99,085 |
| 2023 | $1,448.00 | $145,585 Land $46,500 Building $99,085 | $145,585 Land $46,500 Building $99,085 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 77 (1989–2018) |
| Claims Outside the SFHA | 6 of 77 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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