767 E Ocean Rd, Holly Ridge, NC 28445 Property Records

Onslow County property record for 767 E Ocean Rd, Holly Ridge, NC 28445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1974
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$284,000 (Mar 2026)
Tax Bill	$1,342 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`735A-11`

Property Details

APN / Parcel Number

Primary APN	`735A-11`
Alternative APNs	`490029641` `439841000` `003336`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490029641
Street Address	767 E OCEAN RD
City	HOLLY RIDGE
State	NC
Zip	28445-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L8 VERA SHEPARD DIV
Legal Subdivision	SHEPARD VERA
Legal Lot Number	8
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	1
Census Block	1134
Census Tract	401

Owner

767 E Ocean Rd is owned by an individual who bought it in March 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	609 PERU RD, SNEADS FERRY, NC 28460-6667
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 13, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Apr 13, 2018 · Amount on File
Deed Book / Page	6541 / 769
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 6, 2026
Property Address	767 E OCEAN RD, HOLLY RIDGE, NC 28445-8713
Document Number	0065410769
Book / Page	6541 / 769
Map Reference	MB 6 PG 100
Instrument Date	Feb 25, 2026
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	563 NEW HAVEN RD SE, FLOYD, VA 24091-3837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 PERU RD, SNEADS FERRY, NC 28460-6667

Mortgage

Document Number	0006541773
Date	Mar 6, 2026
Instrument	6541/773

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 13, 2018
Property Address	767 E OCEAN RD, HOLLY RIDGE, NC 28445-8713
Document Number	0047640040
Book / Page	4764 / 040
Map Reference	MB6 PG100
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 325, SNEADS FERRY, NC 28460-0325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	563 NEW HAVEN RD SE, FLOYD, VA 24091-3837

Mortgage

Document Number	0000476443
Date	Apr 13, 2018
Instrument	4764/43

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 767 E Ocean Rd was $1,342.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Holly Ridge Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,342.00	$216,089 Land $66,330 Building $149,759	$216,089 Land $66,330 Building $149,759
2023	$1,303.00	$131,010 Land $39,800 Building $91,210	$131,010 Land $39,800 Building $91,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 767 E Ocean Rd in Zone X, an area of minimal flood risk, though there have been 77 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	77 (1989–2018)
Claims Outside the SFHA	6 of 77
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 19 claims Hurricane Bonnie, Aug 1998 · 10 claims Hurricane Fran, Sep 1996 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 767 E Ocean Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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