77196 Joyce Way, Echo, OR 97826 Property Records

Umatilla County property record for 77196 Joyce Way, Echo, OR 97826 · Last verified March 2024

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.17 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2020)
Tax Bill	$1,099 (2023)
Deeds & Mortgages	Feb 2026 Construction Loan Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3N2909C002000`

Property Details

APN / Parcel Number

Primary APN	`3N2909C002000`
Alternative APNs	`156401.00` `156401`

Exterior

Lot Area	51,401 sqft (1.17 acres)

Location & Zoning

Account Number	156401
Old Parcel Number	156401.00
Street Address	77196 JOYCE WAY
City	ECHO
State	OR
Zip	97826-9067
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 25 ECHO HEIGHTS SUBDIVISION
Legal Range	29E
Legal Township	03N
Legal Section	09
Legal Quarter	SW
Legal Subdivision	ECHO HEIGHTS SUBDIVISION
Legal Block	25
Legal Lot Number	25
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	3
Census Block	3044
Census Tract	951300

Owner

Source: Umatilla County records · APN 3N2909C002000

Assessment roll updated September 30, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1023 SW COYOTE DR, HERMISTON, OR 97838-7491
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Construction Mortgage LEGACY GROUP CAPITAL LLC
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage HAPO COMMUNITY CU
Oct 22, 2018	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO
Sep 15, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	2020-7060104
Record Updated	Jun 07, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	77196 JOYCE WAY, ECHO, OR 97826-9067
Transaction Type	Mortgage
Record Updated	Mar 02, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 SW COYOTE DR, HERMISTON, OR 97838-7491

Mortgage

Document Number	20260001335
Date	Feb 19, 2026
Instrument	2026-0001335

Lender

Name	LEGACY GROUP CAPITAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 01, 2027

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Aug 14, 2020
Property Address	77196 JOYCE WAY, ECHO, OR 97826-9067
Document Number	20207060104
Instrument Date	Jun 15, 2020
Instrument	2020-7060104
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1188 E MAIN ST, HERMISTON, OR 97838-2087

Mortgage

Document Number	20207060105
Date	Aug 14, 2020
Instrument	2020-7060105

Lender

Name	HAPO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 01, 2025

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Oct 22, 2018
Property Address	77196 JOYCE WAY, ECHO, OR 97826-9067
Document Number	20186780265
Instrument Date	Oct 19, 2018
Instrument	2018-6780265
Transaction Type	Transfer
Record Updated	May 09, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2080 E HOOKER RD, HERMISTON, OR 97838-6766

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2167 NE 8TH ST, HERMISTON, OR 97838-2197

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Sep 15, 2017
Property Address	77196 JOYCE WAY, ECHO, OR 97826-9067
Document Number	20176620732
Instrument Date	Sep 14, 2017
Instrument	2017-6620732
Transaction Type	Transfer
Record Updated	May 09, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 129, HERMISTON, OR 97838-0129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2080 E HOOKER RD, HERMISTON, OR 97838-6766
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Umatilla County records · Assessment roll updated September 30, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Echo School District 5 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,099.00	$79,850 Land $79,850	$121,340 Land $121,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Umatilla County (41059C), updated June 2, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410599513003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force 8 of 16 on primary residences
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides
Flood Events	Severe Storms, Flooding, Landslides, And Mudslides (Feb 2020), 3 claims

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 18% of Oregon
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

77196 Joyce Way, Echo, OR 97826 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Joyce Way

Nearby Streets

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