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77195 Joyce Way, Echo, OR 97826 Property Records

Umatilla County property record for 77195 Joyce Way, Echo, OR 97826 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2009
Square Footage3,195 sqft Gross Area
Lot Size43,996 sqft (1.01 acres)
Garage1,164 sqft
Last Sale$559,900 (2026)
Tax Bill$4,291.00 (2025)

Property Details

APN / Parcel Number

Primary APN3N2909C001400
Alternative APNs
  • 156395.00
  • 156395

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Building Area3,195 sqft Gross Area
1st Floor2,031 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
Utility RoomUtility Room
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,996 sqft (1.01 acres)
Parking Spaces4 Parking Spaces
Garage Area1,164 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Shed1 Shed
Shed Area120 sqft Shed
Patio Area135 sqft Patio
PorchCovered Porch
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Account Number156395
Street Address77195 JOYCE WAY
CityECHO
StateOR
Zip97826-9067
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionECHO HEIGHTS SUBDIVISION LOT: 31
Legal Range29
Legal Township03N
Legal Section09
Legal SubdivisionECHO HEIGHTS SUBDIVISION
Legal Block31
Legal Lot Number31
JurisdictionUMATILLA OR
Minor Civil DivisionHERMISTON-UMATILLA
Census Blockgroup3
Census Block3044
Census Tract951300

Owner

Source: Umatilla County records · APN 3N2909C001400

Assessment roll updated March 11, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 144, ECHO, OR 97826-0144
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 03, 2009Deed of Trust, Mortgage · Conventional Mortgage
NETMORE AMERICA INC
Mar 17, 2014Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 26, 2026Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
May 31, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE
Dec 19, 2007Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
M & T BANK
Aug 22, 2007Warranty Deed, Transfer · Line of Credit
COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2026 · Amount on Record
Deed SaleJan 26, 2026 · Amount on Record
Prior SaleMay 31, 2018 · Amount on Record
Deed Doc Number2026652
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Property Address77195 JOYCE WAY, ECHO, OR 97826-9067
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20207060424
DateAug 20, 2020
Instrument2020-7060424
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

March 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Property Address77195 JOYCE WAY, ECHO, OR 97826-9067
Transaction TypeMortgage
Record UpdatedFeb 04, 2026
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number20095480165
DateMar 03, 2009
Instrument2009-5480165
Lender
NameNETMORE AMERICA INC
TypeNon-Lending Institution
Address50952
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2024

March 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Property Address77195 JOYCE WAY, ECHO, OR 97826-9067
Transaction TypeMortgage
Record UpdatedFeb 04, 2026
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number20146150275
DateMar 17, 2014
Instrument2014-6150275
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeLending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2029

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateJan 26, 2026
Property Address77195 JOYCE WAY, ECHO, OR 97826-9067
Document Number20260000652
Instrument DateJan 24, 2026
Instrument2026-0000652
Transaction TypeTransfer
Record UpdatedFeb 04, 2026
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
AddressPO BOX 144, ECHO, OR 97826-0144

Mortgage

Document Number20260000653
DateJan 26, 2026
Instrument2026-0000653
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateMay 31, 2018
Property Address77195 JOYCE WAY, ECHO, OR 97826-9067
Document Number20186720595
Instrument DateMay 22, 2018
Instrument2018-6720595
Transaction TypeTransfer
Record UpdatedFeb 04, 2026
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address77195 JOYCE WAY, ECHO, OR 97826-9067
InvestorPossibly a Property Investor

Mortgage

Document Number20186720596
DateMay 31, 2018
Instrument2018-6720596
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

December 2007: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateDec 19, 2007
Property Address77195 JOYCE WAY, ECHO, OR 97826-9067
Document Number20075300017
Instrument DateDec 10, 2007
Instrument2007-5300017
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 04, 2026
Title CompanyPIONEER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
AddressPO BOX 292, ECHO, OR 97826-0292
InvestorPossibly a Property Investor

Mortgage

Document Number20075300018
DateDec 19, 2007
Instrument2007-5300018
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2038

August 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateAug 22, 2007
Property Address77195 JOYCE WAY, ECHO, OR 97826-9067
Document Number20075240463
Instrument DateAug 20, 2007
Instrument2007-5240463
Transaction TypeTransfer
Record UpdatedFeb 04, 2026
Title CompanyPIONEER TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1190, HERMISTON, OR 97838-3190

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 490, LYONS, OR 97358-0490
InvestorPossibly a Property Investor

Mortgage

Document Number200752404564
DateAug 22, 2007
Instrument2007-52404564
Lender
NameCOMMUNITY BANK
TypeBank
AddressMILTON FREEWATER, OR 97862
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 01, 2008
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Umatilla County records · Assessment roll updated March 11, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyUmatilla County
Unified School DistrictEcho School District 5 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,291.00 (+2.36%)$316,480 (+3%) Land $109,670 Building $206,810$570,480 (+10.47%) Land $121,720 Building $448,760
2024$4,192.00 (+2.07%)$307,270 (+3%) Land $106,480 Building $200,790$516,400 (-8.09%) Land $119,160 Building $397,240
2023$4,107.00$298,330 Land $103,380 Building $194,950$561,870 Land $126,850 Building $435,020

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