Pine County property record for 77165 Stepan Rd, Willow River, MN 55795
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1988 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,700 (Nov 2025) |
| Tax Bill | $478 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.0222.000 |
| Primary APN | 17.0222.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,597 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 630 sqft |
| Deck Area | 48 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 77165 STEPAN RD |
|---|---|
| City | WILLOW RIVER |
| State | MN |
| Zip | 55795-3041 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SECT-17 TWP-044 RANGE-020 10.00 AC SOUTH 1/2 OF SOUTH 1/2 OF SOUTHEAST 1/4 OF SOUTHEAST 1/4 SUBJECT TO EASEMENT MICRO |
| Legal Range | 020 |
| Legal Township | 044 |
| Legal Section | 17 |
| Jurisdiction | PINE MN |
| Township / Civil Division | KETTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 950200 |
Source: Pine County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 30368 SASSAFRAS DR, WARSAW, MO 65355-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Jun 12, 2025 · Amount on Record |
| Deed Document Number | 2025591260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 77165 STEPAN RD, WILLOW RIVER, MN 55795-3041 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 30368 SASSAFRAS DR, WARSAW, MO 65355-4432 |
| Document Number | 000A591261 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | A591261 |
| Name | WOODLANDS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ONAMIA, MN 56359 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 1, 2030 |
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Kettle River Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,300 (+25.82%) Land $83,300 Building $39,000 | $122,300 (+25.82%) Land $83,300 Building $39,000 | |
| 2025 | $478.00 (+1.7%) Homeowner's exemption | $97,200 (+8.97%) Land $65,900 Building $31,300 | $97,200 (+8.97%) Land $65,900 Building $31,300 |
| 2023 | $470.00 Homeowner's exemption | $89,200 Land $54,300 Building $34,900 | $89,200 Land $54,300 Building $34,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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