76808 Stepan Rd, Willow River, MN 55795 Property Records

Pine County property record for 76808 Stepan Rd, Willow River, MN 55795

Property Summary

Property TypeRural Home
Details5 bd · 2 ba · 1,680 sqft · built 1935
Lot Size80 acres (3,484,800 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Dec 2015)
Tax Bill$2,230 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN17.0256.000

Property Details

APN / Parcel Number

Primary APN17.0256.000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area1,478 sqft
Basement Area1,008 sqft
Finished Basement1,008 sqft
Utility Area1 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,484,800 sqft (80 acres)
Garage Area1,984 sqft
DrivewayDriveway
Driveway Area288 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,132 sqft
Deck Area287 sqft
Patio Area448 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address76808 STEPAN RD
CityWILLOW RIVER
StateMN
Zip55795-3040
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSECT-20 TWP-044 RANGE-020 80.00 AC WEST 1/2 OF NORTHEAST 1/4 MICRO #524403 MICRO #524403
Legal Range020
Legal Township044
Legal Section20
JurisdictionPINE MN
Township / Civil DivisionKETTLE RIVER
Census Block Group1
Census Block1055
Census Tract950200

Owner

76808 Stepan Rd, a rural home, is owned and occupied by an individual who bought it in December 2015.

Source: Pine County records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing Address76808 STEPAN RD, WILLOW RIVER, MN 55795-3040
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2015 · Amount on File
Deed SaleDec 16, 2015 · Amount on File
Deed Document Number2015446261
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINE MN
Property Address76808 STEPAN RD, WILLOW RIVER, MN 55795-3040
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000579038
DateNov 7, 2023
Instrument579038
Lender
NameCOMPEER FINANCIAL FLCA
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueJun 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 76808 Stepan Rd was $2,230 with a homeowner's exemption.

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyPine County
County SubdivisionKettle River Township
Unified School DistrictWillow River Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$553,200 Land $272,400 Building $280,800$553,200 Land $272,400 Building $280,800
2025$2,230.00
2023$2,852.00 Homeowner's exemption$488,600 Land $187,400 Building $301,200$488,600 Land $187,400 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76808 Stepan Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1997–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76808 Stepan Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stepan Rd

Nearby Streets

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