7716 Palacio Dr, Carlsbad, CA 92009 Property Records

San Diego County property record for 7716 Palacio Dr, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 1978
Lot Size	0.194 acres (8,452 sqft)
Owner	Company Name on Record
Last Sale	$780,000 (Nov 2016)
Tax Bill	$10,380 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`216-484-14-00`

Property Details

APN / Parcel Number

Primary APN	`216-484-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,452 sqft (0.194 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7716 PALACIO DR
City	CARLSBAD
State	CA
Zip	92009-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 96 TR 008379
Legal Subdivision	CARLSBAD COURT
Legal Tract	008379
Legal Block	3
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20035

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 15, 2021	Deed of Trust, Mortgage BANK OF AMERICA NA
Apr 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Apr 14, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 13, 2019	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Sep 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2016 · Amount on Record
Deed Sale	Nov 21, 2016 · Amount on Record
Prior Sale	Nov 17, 1995
Deed Document Number	2016637110
Last Transfer Date	Apr 1, 2021
Transfer Doc	0000290356
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522

Mortgage

Document Number	0000404925
Date	Oct 20, 2022
Instrument	2022-0404925

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CARLSBAD

Mortgage

Document Number	0000505362
Date	Jul 15, 2021
Instrument	2021-0505362

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Amount	Amount Recorded

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2021
Property Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522
Document Number	0000290354
Map Reference	MAP 8379
Instrument Date	Apr 13, 2021
Instrument	2021-0290354
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522

Mortgage

Document Number	0000290355
Date	Apr 14, 2021
Instrument	2021-0290355

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2021
Property Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522
Document Number	0000290356
Map Reference	MAP 8379
Instrument Date	Apr 1, 2021
Instrument	2021-0290356
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522
Document Number	0000509829
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7716 PALACIO DR CARLSBAD CA 920098522, CARLSBAD, CA 92009-8522

Mortgage

Document Number	0000509829
Date	Nov 6, 2019
Instrument	509829

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2019
Property Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522
Document Number	0000400143
Instrument Date	Sep 6, 2019
Instrument	400143
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7716 PALACIO DR CARLSBAD CA 920098522, CARLSBAD, CA 92009-8522

Mortgage

Document Number	400144
Date	Sep 13, 2019
Instrument	400144

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2034

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2019
Property Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522
Document Number	0000400145
Instrument Date	Sep 6, 2019
Instrument	400145
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7716 PALACIO DR CARLSBAD CA 920098522, CARLSBAD, CA 92009-8522

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2017
Property Address	7716 PALACIO DR, CARLSBAD, CA 92009-8522
Document Number	0000453580
Instrument Date	Sep 26, 2017
Instrument	453580
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7716 PALADIO DR CARLSBAD CA 92009, CARLSBAD, CA 92009

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$923,355 (+2%) Land $674,761 Building $248,594
2025	$10,380.00 (+7.03%) Homeowner's exemption	$905,251 (+4.04%) Land $661,531 Building $243,720
2023	$9,698.00 (+2.35%) Homeowner's exemption	$870,101 Land $635,844 Building $234,257
2022	$9,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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