7713 Palacio Dr, Carlsbad, CA 92009 Property Records

San Diego County property record for 7713 Palacio Dr, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 1979
Lot Size	0.263 acres (11,463 sqft)
Owner	Company Name on Record
Last Sale	$675,000 (Oct 2002)
Tax Bill	$11,158 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`216-484-10-00`

Property Details

APN / Parcel Number

Primary APN	`216-484-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,463 sqft (0.263 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7713 PALACIO DR
City	CARLSBAD
State	CA
Zip	92009-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 92 TR 008379
Legal Subdivision	CARLSBAD COURT
Legal Tract	008379
Legal Block	3
Legal Lot Number	92
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20035

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 14, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BK NA
Jul 27, 2017	Intrafamily Transfer, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2002 · Amount on Record
Deed Sale	Oct 28, 2002 · Amount on Record
Prior Sale	May 14, 1999 · Amount on Record
Deed Document Number	2002948709
Last Transfer Date	May 11, 2016
Transfer Doc	0000240829
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523

Mortgage

Document Number	0000356568
Date	Sep 8, 2022
Instrument	2022-0356568

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523

Mortgage

Document Number	0000771490
Date	Nov 5, 2021
Instrument	2021-0771490

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523
Document Number	0000264212
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7713 PALACIO DR CARLSBAD CA 920098523, CARLSBAD, CA 92009-8523

Mortgage

Document Number	0000264212
Date	May 26, 2020
Instrument	264212

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523
Document Number	0000154966
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7713 PALACIO DR CARLSBAD CA 920098523, CARLSBAD, CA 92009-8523

Mortgage

Document Number	0000154966
Date	Mar 25, 2020
Instrument	154966

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523
Document Number	0000342632
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7713 PALACIO DR CARLSBAD CA 920098523, CARLSBAD, CA 92009-8523

Mortgage

Document Number	0000342632
Date	Aug 14, 2019
Instrument	342632

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523
Document Number	0000423330
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7713 PALACIO DR CARLSBAD CA 920098523, CARLSBAD, CA 92009-8523

Mortgage

Document Number	0000423330
Date	Sep 15, 2017
Instrument	423330

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2017
Property Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523
Document Number	0000340611
Map Reference	MAP8379
Instrument Date	Jul 20, 2017
Instrument	2017-0340611
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7713 PALACIO DR, CARLSBAD, CA 92009-8523

Mortgage

Document Number	0000340612
Date	Jul 27, 2017
Instrument	2017-0340612

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$997,108 (+2%) Land $590,880 Building $406,228
2025	$11,158.00 (+6.97%) Homeowner's exemption	$977,558 (+4.04%) Land $579,295 Building $398,263
2023	$10,431.00 (+2.33%) Homeowner's exemption	$939,600 Land $556,801 Building $382,799
2022	$10,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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