7715 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7715 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,640 sqft · built 2005
Lot Size	0.115 acres (4,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,719 (May 2018)
Tax Bill	$797 (2026)
Deeds & Mortgages	Nov 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602460-0-460`

Property Details

APN / Parcel Number

Primary APN	`602460-0-460`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	2,080 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,996 sqft (0.115 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7715 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 24 PLAT PLUMB RIDGE LOT 46 EASE OF REC OUT OF 401531-331-1, 331-2, 331-3, 331-4 & 339-2 SEG 2005-0134 6/30/04MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	PLUMB RIDGE
Legal Lot Number	46
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4000
Census Tract	73128

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7715 196TH STREET CT E, SPANAWAY, WA 98387-3066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
May 14, 2018	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Prior Sale	Feb 24, 2006 · Amount on Record
Deed Document Number	2018185
Prior Transfer Date	Dec 15, 2004
Prior Transfer Doc	0000000220
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7715 196TH STREET CT E, SPANAWAY, WA 98387-3066
Document Number	2012010280
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7715 196TH STREET CT E SPANAWAY WA 983873066, SPANAWAY, WA 98387-3066

Mortgage

Document Number	2012010280
Date	Dec 1, 2020
Instrument	202012010280

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 14, 2018
Property Address	7715 196TH STREET CT E, SPANAWAY, WA 98387-3066
Document Number	0005140185
Map Reference	DOC200406165001
Instrument Date	May 9, 2018
Instrument	201805140185
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,073.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7715 196TH STREET CT E, SPANAWAY, WA 98387-3066

Mortgage

Document Number	0005140186
Date	May 14, 2018
Instrument	201805140186

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$797.00 (+2.71%) Disabled Person's exemption	$385,600 (+1.15%) Land $151,900 Building $233,700	$385,600 (+1.15%) Land $151,900 Building $233,700
2025	$776.00 (-1.4%)
2024	$787.00 (-81.81%) Disabled Person's exemption	$381,200 (+2.17%) Land $149,800 Building $231,400	$381,200 (+2.17%) Land $149,800 Building $231,400
2023	$4,326.00	$373,100 Land $138,000 Building $235,100	$373,100 Land $138,000 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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