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7705 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7705 196th St Ct E, Spanaway, WA 98387 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,859 sqft · built 2005
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Mar 2024)
Tax Bill$4,854 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN602460-0-480

Property Details

APN / Parcel Number

Primary APN602460-0-480

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,859 sqft Living Area
Gross Area533 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,001 sqft (0.115 acres)
Garage TypeAttached
Garage Area533 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address7705 196TH STREET CT E
CitySPANAWAY
StateWA
Zip98387-3066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 24 PLAT PLUMB RIDGE LOT 48 EASE OF REC OUT OF 401531-331-1, 331-2, 331-3, 331-4 & 339-2 SEG 2005-0134 6/30/04MD
Legal Range04
Legal Township18
Legal Section05
Legal SubdivisionPLUMB RIDGE
Legal Lot Number48
JurisdictionPIERCE WA
Township / Civil DivisionGRAHAM-THRIFT
Census Block Group4
Census Block4000
Census Tract73128

Owner

Source: Pierce County records · APN 602460-0-480

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7705 196TH STREET CT E, SPANAWAY, WA 98387-3066
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Jan 12, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 10, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Mar 23, 2019Deed of Trust, Mortgage · FHA Mortgage
SUPREME LNDG
Nov 10, 2017Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleJan 22, 2015 · Amount on Record
Deed Document Number2024159
Prior Transfer DateAug 23, 2012
Prior Transfer Doc0000001306
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMar 28, 2024
Property Address7705 196TH STREET CT E, SPANAWAY, WA 98387-3066
Document Number0003280159
Map ReferenceDOC 2004061
Instrument DateMar 21, 2024
Instrument202403280159
Transaction TypeTransfer
Record UpdatedMay 06, 2024
Title CompanyWFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003280160
DateMar 28, 2024
Instrument202403280160
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Mortgage

Document Number0003280160
DateMar 28, 2024
Instrument202403280160
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Address14511 MYFORD RD STE 100, TUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address7705 196TH STREET CT E, SPANAWAY, WA 98387-3066
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7705 196TH STREET CT E, SPANAWAY, WA 98387-3066
InvestorPossibly a Property Investor

Mortgage

Document Number0001120004
DateJan 12, 2022
Instrument202201120004
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address7705 196TH STREET CT E, SPANAWAY, WA 98387-3066
Document Number2005080072
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7705 196TH STREET CT E SPANAWAY WA 983873066, SPANAWAY, WA 98387-3066

Mortgage

Document Number2005080072
DateMay 08, 2020
Instrument202005080072
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 07, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address7705 196TH STREET CT E, SPANAWAY, WA 98387-3066
Document Number1904030040
Instrument DateMar 23, 2019
Transaction TypeMortgage
Record UpdatedApr 12, 2019
Title CompanyAMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MTG SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address7705 196TH STREET CT E SPANAWAY WA 983873066, SPANAWAY, WA 98387-3066

Mortgage

Document Number1904030040
DateApr 03, 2019
Instrument201904030040
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 02, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address7705 196TH STREET CT E, SPANAWAY, WA 98387-3066
Document Number1711160138
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address7705 196TH STREET CT E SPANAWAY WA 983873066, SPANAWAY, WA 98387-3066

Mortgage

Document Number1711160138
DateNov 16, 2017
Instrument201711160138
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$416,000 (+1.22%) Land $152,000 Building $264,000$416,000 (+1.22%) Land $152,000 Building $264,000
2025$4,854.00 (-0.19%)
2024$4,863.00 (+4.07%)$411,000 (+1.91%) Land $149,800 Building $261,200$411,000 (+1.91%) Land $149,800 Building $261,200
2023$4,673.00$403,300 Land $138,000 Building $265,300$403,300 Land $138,000 Building $265,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530731284, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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