7710 197th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7710 197th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 4,220 sqft · built 2005
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$354,719 (Jan 2017)
Tax Bill	$7,725 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602460-0-250`

Property Details

APN / Parcel Number

Primary APN	`602460-0-250`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,220 sqft Living Area
Gross Area	4,774 sqft
Basement Area	1,350 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	1,350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7710 197TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 24 PLAT PLUMB RIDGE LOT 25 EASE OF REC OUT OF 401531-331-1, 331-2, 331-3, 331-4 & 339-2 SEG 2005-0134 6/30/04MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	PLUMB RIDGE
Legal Lot Number	25
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4000
Census Tract	73128

Owner

7710 197th St Ct E is owned and occupied by two individuals who bought it in January 2017.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7710 197TH STREET CT E, SPANAWAY, WA 98387-3071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALASKA USA MORTGAGE CO LLC
Jan 25, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on File
Deed Sale	Jan 25, 2017 · Amount on File
Prior Sale	Oct 24, 2016 · Amount on File
Deed Document Number	2017441
Prior Transfer Date	Nov 28, 2016
Prior Transfer Doc	0000000554
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7710 197TH STREET CT E, SPANAWAY, WA 98387-3071
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008160415
Date	Aug 16, 2021
Instrument	202108160415

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company
Address	ANCHORAGE, AK 99503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 25, 2017
Property Address	7710 197TH STREET CT E, SPANAWAY, WA 98387-3071
Document Number	0001250441
Map Reference	DOC200406165001
Instrument Date	Jan 24, 2017
Instrument	201701250441
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,319.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7710 197TH STREET CT E, SPANAWAY, WA 98387-3071

Mortgage

Document Number	0001250442
Date	Jan 25, 2017
Instrument	201701250442

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7710 197th St Ct E was $7,725, up 1.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,725.00 (+1.23%)	$639,700 Land $166,100 Building $473,600	$639,700 Land $166,100 Building $473,600
2025	$7,631.00 (+1.02%)
2024	$7,554.00 (+3.55%)	$631,500 (+0.88%) Land $163,800 Building $467,700	$631,500 (+0.88%) Land $163,800 Building $467,700
2023	$7,295.00	$626,000 Land $150,900 Building $475,100	$626,000 Land $150,900 Building $475,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7710 197th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7710 197th St Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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