7707 197th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 7707 197th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,440 sqft · built 2005
Lot Size	0.134 acres (5,838 sqft)
Owner	2 Individual Names on File
Last Sale	$569,719 (Mar 2022)
Tax Bill	$5,776 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602460-0-330`

Property Details

APN / Parcel Number

Primary APN	`602460-0-330`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,440 sqft Living Area
Gross Area	2,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,838 sqft (0.134 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	7707 197TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 24 PLAT PLUMB RIDGE LOT 33 EASE OF REC OUT OF 401531-331-1, 331-2, 331-3, 331-4 & 339-2 SEG 2005-0134 6/30/04MD
Legal Subdivision	PLUMB RIDGE
Legal Lot Number	33
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4000
Census Tract	73128

Owner

7707 197th St Ct E is owned and occupied by two individuals who bought it in March 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7707 197TH STREET CT E, SPANAWAY, WA 98387-3071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 30, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAS CU
May 31, 2017	Intrafamily Transfer, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	May 31, 2017 · Amount on File
Deed Document Number	2022470
Prior Transfer Date	May 19, 2017
Prior Transfer Doc	0000000961
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 11, 2022
Property Address	7707 197TH STREET CT E, SPANAWAY, WA 98387-3071
Document Number	0003110470
Map Reference	DOC 200406165001
Instrument Date	Mar 8, 2022
Instrument	202203110470
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,246.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7707 197TH STREET CT E, SPANAWAY, WA 98387-3071

Mortgage

Document Number	0003110471
Date	Mar 11, 2022
Instrument	202203110471

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7707 197TH STREET CT E, SPANAWAY, WA 98387-3071
Document Number	2011120053
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7707 197TH STREET CT E SPANAWAY WA 983873071, SPANAWAY, WA 98387-3071

Mortgage

Document Number	2011120053
Date	Nov 12, 2020
Instrument	202011120053

Lender

Name	AMERICAS CU
Type	Credit Union
Address	DUPONT, WA 98327

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Interest

Rate Type	Adjustable Rate

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	May 31, 2017
Property Address	7707 197TH STREET CT E, SPANAWAY, WA 98387-3071
Document Number	0005310961
Map Reference	DOC200406165001
Instrument Date	May 19, 2017
Instrument	201705310961
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,277.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7707 197TH STREET CT E, SPANAWAY, WA 98387-3071

Mortgage

Document Number	0005310962
Date	May 31, 2017
Instrument	201705310962

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7707 197th St Ct E was $5,776, up 3.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,776.00 (+3.31%)	$477,800 Land $157,900 Building $319,900	$477,800 Land $157,900 Building $319,900
2025	$5,591.00 (+0.16%)
2024	$5,582.00 (+6.71%)	$472,400 (+4.65%) Land $155,700 Building $316,700	$472,400 (+4.65%) Land $155,700 Building $316,700
2023	$5,231.00	$451,400 Land $143,500 Building $307,900	$451,400 Land $143,500 Building $307,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7707 197th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7707 197th St Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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