771 Lone Tree Rd, Westminster, MD 21157 Property Records

Carroll County property record for 771 Lone Tree Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,618 sqft · built 2005
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jul 2019)
Tax Bill	$7,320 (2026)
Deeds & Mortgages	May 2018 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-148496`

Property Details

APN / Parcel Number

Primary APN	`07-148496`
Alternative APN	`148496`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,618 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	77 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	148496
Street Address	771 LONE TREE RD
City	WESTMINSTER
State	MD
Zip	21157-6771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 16 - 1.47 ACS 771 LONE TREE RD 47-194/ DOVES CREST
Legal Subdivision	PLAT OF DOVES CREST
Legal Lot Number	16
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2001
Census Tract	507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	771 LONE TREE RD, WESTMINSTER, MD 21157-6771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 25, 2019	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Apr 27, 2006 · Amount on Record
Deed Book / Page	9354 / 213
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	771 LONE TREE RD, WESTMINSTER, MD 21157-6771
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090110433
Date	May 11, 2018
Book Page	9011/0433

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 25, 2019
Property Address	771 LONE TREE RD, WESTMINSTER, MD 21157-6771
Document Number	0093540213
Book / Page	9354 / 0213
Map Reference	MB 47 PG 196
Instrument Date	Jul 10, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	771 LONE TREE RD, WESTMINSTER, MD 21157-6771
Investor	Possibly a Property Investor

Mortgage

Document Number	0009354219
Date	Jul 25, 2019
Instrument	9354/219

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,320.00 (+5.11%) Homeowner's exemption	$680,900 (+22.27%) Land $164,700 Building $516,200	$680,900 (+22.27%) Land $164,700 Building $516,200
2025	$6,964.00 (+10.68%) Homeowner's exemption
2023	$6,292.00 Homeowner's exemption	$556,900 Land $164,700 Building $392,200	$556,900 Land $164,700 Building $392,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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