764 Lone Tree Rd, Westminster, MD 21157 Property Records

Carroll County property record for 764 Lone Tree Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	7.5 ba · 4,836 sqft · built 2012
Lot Size	3.97 acres (172,933 sqft)
Owner	2 Individual Names on Record
Last Sale	$895,000 (Sep 2022)
Tax Bill	$9,525 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-157320`

Property Details

APN / Parcel Number

Primary APN	`07-157320`
Alternative APN	`157320`

Interior

Full Baths	7.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	4,836 sqft Total Area
Basement Area	1,970 sqft
Finished Basement	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	172,933 sqft (3.97 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	297 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	157320
Street Address	764 LONE TREE RD
City	WESTMINSTER
State	MD
Zip	21157-6770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 3.97 ACS 764 LONE TREE RD DOVES CREST
Legal Subdivision	JOHN R VERNA V BARTHOLOMEW
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2001
Census Tract	507802

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	764 LONE TREE RD, WESTMINSTER, MD 21157-6770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLL COMMUNITY BANK
Nov 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 7, 2022	Deed, Transfer R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Feb 1, 2012 · Amount on Record
Deed Book / Page	10876 / 256
Last Transfer Date	Oct 14, 2022
Transfer Doc	0109210463
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	764 LONE TREE RD, WESTMINSTER, MD 21157-6770
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 LONE TREE RD, WESTMINSTER, MD 21157-6770

Mortgage

Document Number	0109140399
Date	Oct 25, 2022
Book Page	10914/399

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	764 LONE TREE RD, WESTMINSTER, MD 21157-6770
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098830334
Date	Oct 5, 2020
Book Page	9883/334

Lender

Name	CARROLL COMMUNITY BANK
Type	Bank
Address	SYKESVILLE, MD 21784

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Nov 1, 2022
Property Address	764 LONE TREE RD, WESTMINSTER, MD 21157-6770
Document Number	0109210463
Book / Page	10921 / 463
Instrument Date	Oct 14, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	764 LONE TREE RD, WESTMINSTER, MD 21157-6770

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 7, 2022
Property Address	764 LONE TREE RD, WESTMINSTER, MD 21157-6770
Document Number	0108760256
Book / Page	10876 / 256
Instrument Date	Aug 23, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	764 LONE TREE RD, WESTMINSTER, MD 21157-6770

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$946,700 (+12%) Land $184,800 Building $761,900	$946,700 (-) Land $184,800 Building $761,900
2025	$9,525.00 (+31.22%)	$845,267 (+31.58%)	$946,700 (+47.37%) Land $184,800 Building $761,900
2023	$7,259.00	$642,400 Land $184,800 Building $457,600	$642,400 Land $184,800 Building $457,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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