Clinton County and Peru Town property record for 771 Bear Swamp Rd, Peru, NY 12972
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,560 sqft · built 1988 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Oct 2019) |
| Tax Bill | $2,483 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 280.-1-28.2 |
| Primary APN | 094000 280.-1-28.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 2,560 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 771 BEAR SWAMP RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BELLS LOCATION LOT 2 SHANNON HOMES |
| Legal Block | 1 |
| Legal Lot Number | 28.002 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 101901 |
Source: Clinton County and Peru Town records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 771 BEAR SWAMP RD, PERU, NY 12972-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Aug 28, 2009 · Amount on Record |
| Deed Document Number | 2019-00304007 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 771 BEAR SWAMP RD, PERU, NY 12972-3006 |
| Document Number | 0000304008 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | HAMEL ABSTRACT, HAMEL ABS |
| Name | Verified Name |
|---|---|
| Address | 23 LAFAYETTE ST #1 PLATTSBURGH NY 129011557, 1, PLATTSBURGH, NY 12901-1557 |
| Document Number | 0000304008 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 304008 |
| Name | PARAGON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIVERPOOL, NY 13088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,483.00 | $290,600 (+18.9%) Land $27,200 Building $263,400 | $290,600 (+18.9%) Land $27,200 Building $263,400 |
| 2023 | $244,400 (+11.5%) Land $22,900 Building $221,500 | $244,400 (+11.5%) Land $22,900 Building $221,500 | |
| 2022 | $219,200 Land $17,800 Building $201,400 | $219,200 Land $17,800 Building $201,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERU WD serves 2,700 people · EPA ID NY0900216 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SLICFiber, Westelcom Networks.
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