771 Atlantic Ave, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 771 Atlantic Ave, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,223 sqft · built 1952
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2018)
Tax Bill	$13,095 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-2121-007-0310`

Property Details

APN / Parcel Number

Primary APN	`08-2121-007-0310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,223 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	1,223 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Rigid Frame Bar Joist
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide

Location & Zoning

Street Address	771 ATLANTIC AVE
City	OPA LOCKA
State	FL
Zip	33054-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	21 52 41.20 AC OPA LOCKA PLAT NO 3 PB 31-14 E70FT OF W450FT OF S1/2 BLK 117 LOT SIZE 70.000 X 125 OR 21458-1583 06 2003 1 COC 24800-2419 07 2006 1
Legal Range	41E
Legal Township	52S
Legal Section	21
Legal Subdivision	OPA LOCKA PLAT NO 3
Legal Block	117
Legal Lot Number	16
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2035
Census Tract	509

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	771 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 23, 2018	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 2, 2018	Warranty Deed, Transfer · Conventional with PMI BET-TER HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	2018646068
Deed Book / Page	31191 / 1706
Prior Transfer Date	Nov 20, 2009
Prior Transfer Doc	0000877069
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	771 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 ATLANTIC AVE, OPA LOCKA, FL 33054-3920

Mortgage

Document Number	0000689160
Date	Sep 10, 2025
Book Page	34935/433
Instrument	2025R0689160

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Aug 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	771 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 ATLANTIC AVE, OPA LOCKA, FL 33054-3920

Mortgage

Document Number	0000692431
Date	Sep 17, 2021
Book Page	32743/1117
Instrument	2021R0692431

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 23, 2018
Property Address	771 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Document Number	0000646068
Book / Page	31191 / 1706
Map Reference	MB 31 PG 14
Instrument Date	Oct 5, 2018
Instrument	2018R0646068
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	QUAKER TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2925 NW 126TH AVE, 2925, SUNRISE, FL 33323-6320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 ATLANTIC AVE, OPA LOCKA, FL 33054-3920

Mortgage

Document Number	0000646069
Date	Oct 23, 2018
Instrument	2018R0646069

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 2, 2018
Property Address	771 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Document Number	0000192912
Book / Page	030920 / 003943
Instrument Date	Mar 27, 2018
Instrument	192912
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2925 NW 126TH AVE #1-325 SUNRISE FL 333236320, 1-325, SUNRISE, FL 33323-6320

Mortgage

Document Number	192913
Date	Apr 2, 2018
Book Page	030920/003945
Instrument	192913

Lender

Name	BET-TER HOLDINGS LLC
Address	3828 NW 53RD ST, BOCA RATON, FL 33496-2701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,095.00 (+45.1%) Homeowner's exemption	$223,547 (+5.99%)	$370,629 (+27.1%) Land $223,438 Building $147,191
2024	$9,025.00 (+2.9%)
2023	$8,771.00 (+2.61%) Homeowner's exemption	$210,920 (+3%)	$291,593 (+10.04%) Land $142,188 Building $149,405
2022	$8,548.00 Homeowner's exemption	$204,777	$264,984 Land $113,750 Building $151,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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