731 Atlantic Ave, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 731 Atlantic Ave, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,244 sqft · built 1954
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Apr 2024)
Tax Bill	$11,090 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`08-2121-007-0331`

Property Details

APN / Parcel Number

Primary APN	`08-2121-007-0331`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	2,244 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Rigid Frame Bar Joist
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Porch	Porch
Porch Area	32 sqft

Location & Zoning

Street Address	731 ATLANTIC AVE
City	OPA LOCKA
State	FL
Zip	33054-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	OPA LOCKA PLAT NO 3 PB 31-14 W70FT OF E430FT OF S1/2 TR 117 AKA LOT 20 LESS E10FT & E30FT LOT 21 BLK 117 LOT SIZE 70.000 X 125 OR 16204-3136/16692-2793 1293 4
Legal Range	41E
Legal Township	52S
Legal Section	21
Legal Subdivision	OPA LOCKA PLAT NO 3
Legal Tract	117
Legal Block	2
Legal Lot Number	20
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2035
Census Tract	509

Owner

731 Atlantic Ave is owned and occupied by an individual who bought it in April 2024.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · FHA Mortgage MY MORTGAGE INC
Dec 6, 2023	Warranty Deed, Transfer · Commercial Mortgage DVY GROUP INC
Aug 23, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
Aug 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 27, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Dec 6, 2023 · Amount on File
Deed Document Number	2024302525
Deed Book / Page	34188 / 1463
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0000289819
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8365 NW 21ST AVE, MIAMI, FL 33147-5066

Mortgage

Document Number	0000302526
Date	Apr 19, 2024
Book Page	34188/1465
Instrument	2024R0302526

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company
Address	2191 DEFENSE HWY STE 304, CROFTON, MD 21114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 6, 2023
Property Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Document Number	0000868766
Book / Page	33995 / 3425
Map Reference	MB 31 PG 14
Instrument Date	Oct 27, 2023
Instrument	2023R0868766
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1631 NW 37TH AVE, MIAMI, FL 33125-1741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003430
Date	Dec 6, 2023
Instrument	33995/3430

Lender

Name	DVY GROUP INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	DADE FL
Recording Date	Aug 23, 2021
Property Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Document Number	0000617642
Book / Page	32694 / 4286
Map Reference	MB 31 PG 14
Instrument Date	Jul 15, 2021
Instrument	2021R0617642
Record Updated	Sep 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Aug 1, 2019
Property Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Document Number	0000482061
Book / Page	031550 / 004994
Instrument Date	Jul 15, 2019
Instrument	482061
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.60
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 ATLANTIC AVE OPA LOCKA FL 330543920, OPA LOCKA, FL 33054-3920

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Apr 27, 2021
Property Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Document Number	0000289819
Book / Page	32471 / 1531
Map Reference	MB 31 PG 14
Instrument Date	Jul 15, 2019
Instrument	2021R0289819
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Jan 30, 2019
Property Address	731 ATLANTIC AVE, OPA LOCKA, FL 33054-3920
Document Number	0000059323
Book / Page	031307 / 002264
Instrument Date	Jan 23, 2019
Instrument	59323
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.60
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	731 ATLANTIC AVE OPA LOCKA FL 330543920, OPA LOCKA, FL 33054-3920

Tax Assessment & Valuation

The 2025 property tax bill for 731 Atlantic Ave was $11,090 with a homeowner's exemption, up 3.7% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,090.00 (+3.73%)	$429,325 Land $223,438 Building $205,887	$429,325 Land $223,438 Building $205,887
2024	$10,691.00 (+16.46%)
2023	$9,180.00 (+8.5%)	$349,032 (+8.61%) Land $142,188 Building $206,844	$349,032 (+8.61%) Land $142,188 Building $206,844
2022	$8,461.00	$321,362 Land $113,750 Building $207,612	$321,362 Land $113,750 Building $207,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Atlantic Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 731 Atlantic Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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